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Overview

3 bd2 ba1,735 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot8,760 sqft
Living area1,735 sqft
Price / sqft$196
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Chair RailKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanLightingPrivate Yard

108 Lagoon Rd is a 1973-built home in Fla Highlands CO Sub, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,735 square feet of living space. Listed at $340,000 (about $196/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Established Neighborhood in SE Winter Haven, convenient location. This 3Bedroom 2Bath has just had partial upgrading, new Metal Roof only 3 years old. 2-car garage with washer/dryer -Back yard has fencing on the back and sides so very little needed to completely fence in, room for dogs to run and play and family gatherings. Room to add patio/outdoor family area. Family room boasts a stone faced wood burning fireplace with built in shelving on each side. Large living room with open Dining at one end. Enclosed Foyer with tile flooring, ceiling fans throughout with skylights in each bathroom. Great family community.

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The essentials

Built
1973
Price / sqft
$196
On market
72 days
Annual tax
$3,737
Flood zone
X · Low risk
Lot
8,760 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
2 car garage
8,760 sqft lot
Lot size
1,735 sqft
Living area

Payment

Est. monthly payment
$2,254/mo
Down payment (20%)
$68,000
Property taxes
$311/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
8,760 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
72
Built-in Features
Ceiling Fans(s)
Chair Rail
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Lighting
Private Yard
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,737
Parcel #
26-28-36-663000-000913

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fla Highlands CO Sub
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
8,760 sqft
In CountyLevelPrivate

Price history

Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #P4939470
$340,000
$196/sqft

Neighborhood

108 Lagoon Rd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $340,000
$337,500 – $340,000
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 349 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 72.

Sample: 349 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,255/mo
Principal & interest$1,773
Property taxes$311
Insurance$170
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$340,000

$196 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,735 sq ft

Time on market

72 days

Year built

1973

Monthly payment

About $2,254/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,737 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMUSIC REALTYListing agent: Sandy MusicListing data from Stellar MLS, MLS# P4939470.

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