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Overview

3 bd2 ba1,690 sqft2 car garageSingle Family
TypeSingle Family
HOA$184/yr
Built2020
Lot5,754 sqft
Living area1,690 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorConvection OvenDishwasherDisposalElectric Water HeaterExhaust Fan

3018 Royal Tern Dr is a 2020-built home in Lakeside Lndgs Ph 3, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,690 square feet of living space. Listed at $269,900 (about $160/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $184 annually.

From the listing

REDUCED! MOTIVATED! WELCOME HOME TO LAKESIDE LANDINGS! Discover comfortable Florida living in this well maintained 3-bedroom, 2-bathroom single-story home in the Lakeside Landings community of Winter Haven. Built in 2020 and offering approximately 1,690 square feet, this home features a practical open layout designed for comfortable everyday living and entertaining. The home offers a spacious living area, well-appointed bedrooms, a primary suite, and a 2-car garage. Step outside to enjoy your lanai and private fenced backyard, providing a great space for relaxing, entertaining, or enjoying Florida's beautiful weather. Lakeside Landings offers residents access to community pools, parks and green spaces, creating a welcoming neighborhood atmosphere. Conveniently located near shopping, dining, major roadways and Central Florida attractions. Whether you're looking for your first home, a place to settle down, or an investment opportunity, 3018 Royal Tern Drive offers modern construction, functional living space and desirable community amenities. SELLER IS OFFERING $10,000 TOWARDS BUYER'S CLOSING COST

The essentials

Built
2020
Price / sqft
$160
On market
72 days
Annual tax
$4,413
HOA
$184/yr
Flood zone
X · Low risk
Lot
5,754 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
5,754 sqft lot
Lot size
1,690 sqft
Living area

Payment

Est. monthly payment
$1,926/mo
Down payment (20%)
$53,980
Property taxes
$368/mo
HOA
$184/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,754 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
72
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Range
Range Hood
Refrigerator
Water Filtration System
Water Softener
Elementary
Fred G. Garnier Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,413
Parcel #
26-28-12-531504-001100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeside Lndgs Ph 3
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,754 sqft
HOA
$184/yr
LYNN MULLINS

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #S5153630
$269,900-3.6%
$160/sqft
-
Price change
Source: Stellar MLS #S5153630
$279,998-2.1%
$166/sqft
8/2/2026
Listed for sale
Source: Stellar MLS #S5153630
$285,999
$169/sqft

Neighborhood

3018 Royal Tern Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $269,900
$267,500 – $269,900
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 268 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 72 after a $16,099 cut.

Sample: 268 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,925/mo
Principal & interest$1,408
Property taxes$368
Insurance$135
HOA$15
Down payment20% · $53,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,900

$160 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,690 sq ft

Time on market

72 days

Year built

2020

Monthly payment

About $1,926/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,413 annual tax bill, insurance, and the $184/yr HOA fee.

HOA fee

$184/yr

Managed by LYNN MULLINS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLARIMAR REALTYListing agent: Linda UrenaListing data from Stellar MLS, MLS# S5153630.

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