700 Mirror Ter NW #507, photo 1
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Overview

2 bd2 ba1,351 sqftCondominium
TypeCondominium
HOA$750/mo
Built1970
Living area1,351 sqft
Price / sqft$122

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Chair RailElevatorLiving Room/Dining Room ComboSolid Wood CabinetsStone CountersThermostat

700 Mirror Ter NW #507 is a 1970-built home in Spring Lake Towers, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,351 square feet of living space. Listed at $164,900 (about $122/sqft), 137 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $750 monthly.

From the listing

Winter Haven's premier condominium located directly overlooking the picturesque Lake Spring that is part of the famous 17-lake Winter Haven Chain of Lakes. Be the first to enjoy this beautiful extensively remodeled and upgraded 5th floor corner Deluxe unit directly off of the elevators. Lots of natural light through the expansive windows looking out to Lake Spring and over the pool area. Lots of storage closets and an extra storage locker. Its turn-key & ready to move into. Exquisitely maintained building and has passed the newly required Florida State Milestone Inspection & Reserves Study. Many amenities including an owner covered assigned parking space plus guest parking, boat slips & fishing pier, paver brick pool area, large work-out room, library and community room w/ kitchen. Outdoor grills for your use, shuffle board & patio furniture on the huge pool deck overlooking Lake Spring. Publix shopping center by walking across the side street is a great convenience. Close to downtown No pets or smoking. Owner will consider different leasing and/or purchase & financing options. Short term seasonal or long term lease. Tenants and/or buyers have to be approved and interviewed by the HOA as this is a 98% owner occupied building. Nicest condominium building in Polk County with full-time maintenance and management on-site daily.

The essentials

Built
1970
Price / sqft
$122
On market
137 days
Annual tax
$1,254
HOA
$750/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
7 stories · 1970
Waterfront
Lake Privileges
Community pool
Fitness center too
Assigned parking
1,351 sqft
Living area

Payment

Est. monthly payment
$1,797/mo
Down payment (20%)
$32,980
Property taxes
$105/mo
HOA
$750/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1970
Lot
-
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Assigned, Ground Level, Guest
Waterfront
Lake Privileges
Days on Market
137
Built-in Features
Ceiling Fans(s)
Chair Rail
Elevator
Living Room/Dining Room Combo
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Outdoor Grill
Outdoor Shower
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Fitness Center
Pool
Sidewalks
Wheelchair Access
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
Refrigerator
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$1,254
Parcel #
26-28-20-570421-005070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Lake Towers
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
HOA
$750/mo
Carrie Howland

Price history

Date
Event
Price
5/29/2026
Listed for sale
Source: Stellar MLS #B4902266
$164,900
$122/sqft

Neighborhood

700 Mirror Ter NW #507
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $164,900
$164,900
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 21 condo closings in 33881 landed at this number or higher (57%). The median one sat 28 days before it went under contract, and this one is on day 137.

Sample: 21 closed condo sales in 33881 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,797/mo
Principal & interest$860
Property taxes$105
Insurance$82
HOA$750
Down payment20% · $32,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$164,900

$122 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,351 sq ft

Time on market

137 days

Year built

1970

Monthly payment

About $1,797/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,254 annual tax bill, insurance, and the $750/mo HOA fee.

HOA fee

$750/mo

Managed by Carrie Howland.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKLINE REAL ESTATE SERVICESListing agent: Scott KlineListing data from Stellar MLS, MLS# B4902266.

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