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Overview

2 bd1 ba1,137 sqftSingle Family
TypeSingle Family
HOANone listed
Built1955
Lot13,996 sqft
Living area1,137 sqft
Price / sqft$193

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About this home

Ceiling Fans(s)CourtyardFire PitGardenSidewalkStorageDishwasherDryer

1405 28th St NW is a 1955-built home in Inwood, Winter Haven. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,137 square feet of living space. Listed at $220,000 (about $193/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Price Improvement!! Welcome to your private backyard paradise! This beautiful home features two bedrooms, one bath, no HOA, a relaxing jacuzzi spa, functional greenhouses for gardening, storage sheds, irrigation system and a rare, gated private alley at the rear of the property which provides convenient access to your backyard. The property is currently an active plant nursery and the sale includes everything to continue that if you choose. Inside you will find an open layout perfect for comfortable living. Enjoy total peace of mind with newer appliances, windows (2026), electrical wiring (2025), HVAC (2025) and also an indoor laundry space. This property is conveniently located five minutes from downtown Winter Haven, near dining and shopping, close to the Chain of Lakes, Legoland and many parks and outdoor activities. If your looking for the Florida lifestyle then come tour this unique property.

The essentials

Built
1955
Price / sqft
$193
On market
108 days
Annual tax
$904
Flood zone
X · Low risk
Lot
13,996 sqft
Type
Single Family Residence

At a glance

Single family
Built 1955
0.32 acres
Lot size
1,137 sqft
Living area

Payment

Est. monthly payment
$1,332/mo
Down payment (20%)
$44,000
Property taxes
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1955
Lot
13,996 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Alley Access, Covered, Driveway
Days on Market
108
Ceiling Fans(s)
Courtyard
Fire Pit
Garden
Sidewalk
Storage
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$904
Parcel #
25-28-24-353602-000931

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Inwood
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
13,996 sqft

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #L4963168
$220,000-2.2%
$193/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #L4963168
$225,000
$198/sqft

Neighborhood

1405 28th St NW
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $220,000
$220,000
99.5% – 100% of listTops out right at the list price
80% of listList price
171 of the last 275 home closings in 33881 landed at this number or higher (62%). The median one sat 42 days before it went under contract, and this one is on day 108 after a $5,000 cut.

Sample: 275 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,333/mo
Principal & interest$1,147
Property taxes$75
Insurance$110
Down payment20% · $44,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$220,000

$193 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,137 sq ft

Time on market

108 days

Year built

1955

Monthly payment

About $1,332/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $904 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Matthew HazlettListing data from Stellar MLS, MLS# L4963168.

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