4132 Sprucewood St, photo 1
Active
1 / 67

Overview

2 bd2 ba1,344 sqftManufactured Home
TypeManufactured Home
HOA$163.11/mo
Built1981
Lot3,681 sqft
Living area1,344 sqft
Price / sqft$96

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Awning(s)Rain GuttersSliding DoorsBuyer Approval RequiredClubhouseGated Community - No GuardGolf Carts OK

4132 Sprucewood St is a 1981-built home in Oakwood Estates, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $129,000 (about $96/sqft), 127 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $163.11 monthly.

From the listing

Location! Location! Location! This beautiful fully furnished home in Oakwood Estates is located next to the pool, tennis courts, and smaller clubhouse. Walk into the lanai as you enter the home. Once inside the home you will find a cozy family room and an open and and appealing kitchen just perfect for entertaining. The living room beyond the kitchen is open and spacious. The refrigerator was new in 2025. The guest bedroom opens onto the guest bath giving your overnight guest their own bathroom. The primary bedroom is large enough for a king sized bed, plus lots of closet storage space. The laundry with new washer and dryer is located inside the home. The roof was done in 2019 and the air conditioner in 2024. And if that isn't enough, there is new carpet throughout the home. Oakwood Estates is a 55+ community offering many activities and amenities. You can stay as busy as you would like, or just sit back and watch the world go by.

The essentials

Built
1981
Price / sqft
$96
On market
127 days
Annual tax
$1,183
HOA
$163.11/mo
Flood zone
X · Low risk
Lot
3,681 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1981
Community pool
Shared amenity
3,681 sqft lot
Lot size
1,344 sqft
Living area

Payment

Est. monthly payment
$999/mo
Down payment (20%)
$25,800
Property taxes
$99/mo
HOA
$163.11/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1981
Lot
3,681 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
127
Ceiling Fans(s)
Awning(s)
Rain Gutters
Sliding Doors
Buyer Approval Required
Clubhouse
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Cooktop
Dishwasher
Dryer
Electric Water Heater
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,183
Parcel #
25-29-02-356710-001910

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakwood Estates
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
3,681 sqft
HOA
$163.11/mo
Heidi Thompson

Price history

Date
Event
Price
6/6/2026
Listed for sale
Source: Stellar MLS #P4938951
$129,000
$96/sqft

Neighborhood

4132 Sprucewood St
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $129,000
$128,000 – $129,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 196 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 127.

Sample: 196 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$999/mo
Principal & interest$673
Property taxes$99
Insurance$65
HOA$163
Down payment20% · $25,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$129,000

$96 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,344 sq ft

Time on market

127 days

Year built

1981

Monthly payment

About $999/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,183 annual tax bill, insurance, and the $163.11/mo HOA fee.

HOA fee

$163.11/mo

Managed by Heidi Thompson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: KATHY DevorListing data from Stellar MLS, MLS# P4938951.

Keep exploring Florida

Pick up where you left off, or see what else is out there.