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About this home
4132 Sprucewood St is a 1981-built home in Oakwood Estates, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $129,000 (about $96/sqft), 127 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $163.11 monthly.
Location! Location! Location! This beautiful fully furnished home in Oakwood Estates is located next to the pool, tennis courts, and smaller clubhouse. Walk into the lanai as you enter the home. Once inside the home you will find a cozy family room and an open and and appealing kitchen just perfect for entertaining. The living room beyond the kitchen is open and spacious. The refrigerator was new in 2025. The guest bedroom opens onto the guest bath giving your overnight guest their own bathroom. The primary bedroom is large enough for a king sized bed, plus lots of closet storage space. The laundry with new washer and dryer is located inside the home. The roof was done in 2019 and the air conditioner in 2024. And if that isn't enough, there is new carpet throughout the home. Oakwood Estates is a 55+ community offering many activities and amenities. You can stay as busy as you would like, or just sit back and watch the world go by.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$129,000
$96 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,344 sq ft
Time on market
127 days
Year built
1981
Monthly payment
About $999/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,183 annual tax bill, insurance, and the $163.11/mo HOA fee.
HOA fee
$163.11/mo
Managed by Heidi Thompson.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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