0 Recker Hwy, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot59,263 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

0 Recker Hwy is a home Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

** Seller Financing Available ** Excellent development opportunity adjacent to the rapidly growing City of Winter Haven with water, sewer, cable, electric available at the site. Located on the corner of Recker Highway at Cooley Road, this site is just 1.5 miles from Publix shopping center, 2 miles from the Chain of Lakes Complex and shopping on Cypress Gardens Boulevard, minutes to County government offices, the Polk County Sheriff headquarters, public parks, schools, and is surrounded by a mixture of single family, multi-family, and commercial properties. Currently within unincorporated Polk County with a Residential Suburban (RS) land use, the site is directly adjacent to R-3 (multifamily) zoning in Winter Haven to the north and south - a zoning that allows multifamily, duplex, and townhomes. Contact the City of Winter Haven to discuss annexation and zoning potential. See attached flyer and supporting documents for additional details.

The essentials

On market
263 days
Annual tax
$230
Flood zone
X · Low risk
Lot
59,263 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,305/mo
Down payment (20%)
$45,000
Property taxes
$19/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
59,263 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
263
Flood Zone X
Annual Tax (2025)
$230
Parcel #
26-28-31-000000-041020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
59,263 sqft
BuildableClearedCorner Lot

Price history

Date
Event
Price
1/22/2026
Listed for sale
Source: Stellar MLS #L4958810
$225,000

Neighborhood

0 Recker Hwy
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Calculator

Est. monthly payment
$1,305/mo
Principal & interest$1,173
Property taxes$19
Insurance$113
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

Time on market

263 days

Monthly payment

About $1,305/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $230 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS REALTY SMARTListing agent: Thomas Wodrich LLCListing data from Stellar MLS, MLS# L4958810.

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