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Overview

3 bd2 ba1,597 sqft2 car garageSingle Family
TypeSingle Family
HOA$21.86/mo
Built2023
Lot4,413 sqft
Living area1,597 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

IN Wall Pest SystemLiving Room/Dining Room ComboSmart HomeSplit BedroomWalk-in Closet(s)Deed RestrictionsDog ParkPark

3927 Palazzo Pl is a 2023-built home in Villamar Ph 4, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,597 square feet of living space. Listed at $300,000 (about $188/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $21.86 monthly.

From the listing

MOVE-IN READY, NEARLY NEW, AND PERFECTLY POSITIONED IN WINTER HAVEN! Why wait to build when this 2023-built VillaMar home is ready now—and still offers the added peace of mind of a 10-YEAR STRUCTURAL BUILDER WARRANTY? Step inside to an open-concept layout where the kitchen, dining, and living areas flow seamlessly together, creating an inviting space for everyday living, entertaining, and gathering with family and friends. SMART-HOME features include a central control hub, smart front-door lock, Wi-Fi-enabled thermostat, video doorbell, and connected lighting, allowing you to manage select features right from your smart device. VillaMar offers RESORT-STYLE AMENITIES including a community pool, cabana, and playground, with dog parks nearby. Everyday conveniences are close at hand with Publix, Walmart, Eagle Ridge Mall, restaurants, shopping, and Cypress Gardens Boulevard just minutes away. And when it’s time for some fun, LEGOLAND Florida and Peppa Pig Theme Park are nearby, with WALT DISNEY WORLD approximately 35 miles away. Convenient access to US-27, US-17, and Highway 60 also makes it easy to reach Lakeland, Orlando, and Tampa. THE HOME IS READY—NOW IT’S YOUR TURN! Skip the construction wait, grab your flip-flops, unpack the boxes, and start enjoying sunny days by the pool, weekends exploring Central Florida, and a home you can enjoy from day one. Why keep waiting to build when you could already be living the Florida life? All information is deemed reliable but is not guaranteed and should be independently verified.

The essentials

Built
2023
Price / sqft
$188
On market
59 days
Annual tax
$4,716
HOA
$21.86/mo
Flood zone
X · Low risk
Lot
4,413 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
4,413 sqft lot
Lot size
1,597 sqft
Living area

Payment

Est. monthly payment
$2,130/mo
Down payment (20%)
$60,000
Property taxes
$393/mo
HOA
$21.86/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,413 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
59
IN Wall Pest System
Living Room/Dining Room Combo
Smart Home
Split Bedroom
Walk-in Closet(s)
Deed Restrictions
Dog Park
Park
Playground
Pool
Sidewalks
Dishwasher
Microwave
Range
Refrigerator
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,716
Parcel #
26-29-23-690584-000900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph 4
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,413 sqft
Cleared
HOA
$21.86/mo
Madison Dallas, Villamar Phase 4 Homeowners Assoc.

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #V4950730
$300,000-2.0%
$188/sqft
-
Price change
Source: Stellar MLS #V4950730
$306,000-3.2%
$192/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #V4950730
$316,000
$198/sqft

Neighborhood

3927 Palazzo Pl
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$297,500 – $300,000
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 350 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 59 after a $16,000 cut.

Sample: 350 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,130/mo
Principal & interest$1,565
Property taxes$393
Insurance$150
HOA$22
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,597 sq ft

Time on market

59 days

Year built

2023

Monthly payment

About $2,130/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,716 annual tax bill, insurance, and the $21.86/mo HOA fee.

HOA fee

$21.86/mo

Managed by Madison Dallas, Villamar Phase 4 Homeowners Assoc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Svetlana HardwickListing data from Stellar MLS, MLS# V4950730.

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