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Overview

3 bd2 ba2,117 sqft2 car garageSingle Family
TypeSingle Family
HOA$425/yr
Built1996
Lot12,489 sqft
Living area2,117 sqft
Price / sqft$189
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Split BedroomPrivate YardGated Community - No GuardDishwasherDryerGas Water HeaterRangeRefrigerator

204 Lake Mariam CT is a 1996-built home in Lake Mariam Hills Rep, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,117 square feet of living space. Listed at $399,999 (about $189/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $425 annually.

From the listing

Tucked away on a quiet cut-de-sac in desirable gated community, this well-maintained one-owner home offers a wonderful opportunity to make it your own. Enjoy the Florida lifestyle with a private pool and convenient access to the community boat ramp. Lovingly cared for by its original owner, this home is ready for a new owner's personal touch and vision. Bring your ideas and transform this well-located property into the home of your dreams.

The essentials

Built
1996
Price / sqft
$189
On market
54 days
Annual tax
$2,418
HOA
$425/yr
Flood zone
X · Low risk
Lot
12,489 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Private pool
In Ground
2 car garage
0.29 acres
Lot size
2,117 sqft
Living area

Payment

Est. monthly payment
$2,523/mo
Down payment (20%)
$80,000
Property taxes
$202/mo
HOA
$425/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
12,489 sqft
Cooling
Central Air
Heating
Natural Gas, Wall Furnace
Parking
-
Pool
In Ground
Days on Market
54
Split Bedroom
Private Yard
Gated Community - No Guard
Dishwasher
Dryer
Gas Water Heater
Range
Refrigerator
Washer
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,418
Parcel #
26-28-35-662931-000070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Mariam Hills Rep
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
12,489 sqft
Cul-De-Sac
HOA
$425/yr
Tom Ovalle

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #L4964640
$399,999-4.8%
$189/sqft
8/26/2026
Listed for sale
Source: Stellar MLS #L4964640
$420,000
$198/sqft

Neighborhood

204 Lake Mariam CT
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$397,500 – $399,999
99.5% – 100% of listTops out right at the list price
80% of listList price
226 of the last 361 home closings in 33884 landed at this number or higher (63%). The median one sat 40 days before it went under contract, and this one is on day 54 after a $20,001 cut.

Sample: 361 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,523/mo
Principal & interest$2,086
Property taxes$202
Insurance$200
HOA$35
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$189 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,117 sq ft

Time on market

54 days

Year built

1996

Monthly payment

About $2,523/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,418 annual tax bill, insurance, and the $425/yr HOA fee.

HOA fee

$425/yr

Managed by Tom Ovalle.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPOLK REALTY ADVISORS LLCListing agent: Langley GaultListing data from Stellar MLS, MLS# L4964640.

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