4840 Old Lucerne Park Rd, photo 1
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Overview

3 bd2 ba1,927 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1977
Lot36,782 sqft
Living area1,927 sqft
Price / sqft$215
Garage1 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Window TreatmentsBalconyLighting

4840 Old Lucerne Park Rd is a 1977-built home in Lucerne Shores, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,927 square feet of living space. Listed at $415,000 (about $215/sqft), 126 days on market. Flood zone X/AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Relax and Enjoy Lakefront Living on Beautiful Lake Lucerne! Situated on 0.84 acres, this updated 3-bedroom, 2-bath home offers stunning views of Lake Lucerne from the second-floor balcony, wraparound deck, screened porch, and spacious backyard. Even better, all three bedrooms feature sliding glass doors overlooking the lake, bringing the beauty of the waterfront indoors. The inviting living room showcases a stone fireplace with cedar wood walls to accent, creating warmth and rustic charm. Numerous updates include fully remodeled bathrooms, refreshed kitchen, new flooring throughout, new interior doors, roof (2019), A/C (2017), tankless hot water heater (2024), and water softener. Whether you're relaxing on the porch, entertaining on the deck, or simply enjoying the peaceful lake views, this property offers the perfect blend of comfort, character, and waterfront living. This home is in a successful vacation rental program and is being offered turnkey and ready to go for the next home owner or an investor interested in continuing the rental opportunity. Don't forget to view the attached 3-D Interactive Tour for a virtual walkthrough of the home.

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The essentials

Built
1977
Price / sqft
$215
On market
126 days
Annual tax
$2,170
Flood zone
X/AE · Low risk
Lot
36,782 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
Waterfront
Lake Front
1 car garage
Driveway
0.84 acres
Lot size
1,927 sqft
Living area

Payment

Est. monthly payment
$2,552/mo
Down payment (20%)
$83,000
Property taxes
$181/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
36,782 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Waterfront
Lake Front
Days on Market
126
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Dishwasher
Range
Range Hood
Refrigerator
Elementary
Lake Alfred Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X/AE
Annual Tax (2025)
$2,170
Parcel #
26-28-02-522100-000540

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lucerne Shores
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
36,782 sqft
ClearedIn CountyPaved

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #P4938821
$415,000-2.4%
$215/sqft
6/9/2026
Listed for sale
Source: Stellar MLS #P4938821
$425,000
$221/sqft

Neighborhood

4840 Old Lucerne Park Rd
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $415,000
$412,500 – $415,000
99.5% – 100% of listTops out right at the list price
80% of listList price
166 of the last 269 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 126 after a $10,000 cut.

Sample: 269 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,553/mo
Principal & interest$2,164
Property taxes$181
Insurance$208
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$415,000

$215 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,927 sq ft

Time on market

126 days

Year built

1977

Monthly payment

About $2,552/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,170 annual tax bill, insurance.

Flood zone

Zone X/AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPOLK REAL ESTATE LLCListing agent: Cheryl BossarteListing data from Stellar MLS, MLS# P4938821.

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