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Overview

3 bd2 ba1,525 sqft2 car garageSingle Family
TypeSingle Family
HOA$262.32/yr
Built2023
Lot4,400 sqft
Living area1,525 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSolid Surface CountersSplit BedroomPoolDishwasherDisposalElectric Water Heater

3304 Costello Cir is a 2023-built home in Villamar Ph 4, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,525 square feet of living space. Listed at $299,900 (about $197/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $262.32 annually.

From the listing

Better than New and Move in ready! A screened porch for morning coffee, a fully fenced backyard, and a kitchen finished with white cabinetry and quartz countertops—3304 Costello Circle brings together the features that make a house comfortable to come home to. Set in Winter Haven’s Villamar community, this single-story block home was built in 2023 and offers three bedrooms, two full bathrooms, 1,553 square feet of living space, and an attached two-car garage. Inside, luxury vinyl plank flooring extends throughout the home, with no carpet to maintain. The open-concept living and dining areas keep the main gathering space connected to the kitchen, making it easy to prepare a meal while spending time with guests. White cabinets, quartz countertops, and ample workspace give the kitchen a clean, coordinated finish. The split-bedroom floor plan places the primary suite apart from the secondary bedrooms. The primary bedroom includes a generous walk-in closet and its own en suite bathroom. Two additional bedrooms share a hallway bathroom and provide space for guests, hobbies, or a home office. The second bedroom also includes a walk-in closet, adding storage beyond the primary suite. Indoor laundry keeps everyday tasks conveniently inside. Continue to the screened porch, where there is a welcoming spot to sip morning coffee or settle in for a quiet evening. The fully fenced backyard extends the outdoor living space with room to enjoy the sunshine, garden, or spend time with pets. Beyond your own backyard, Villamar offers a community swimming pool, cabana, shaded poolside seating, and playground in a lakeside setting along Crystal Lake. Shopping, dining, LEGOLAND Florida, and connections to US-27, US-17, and Highway 60 add to the location’s convenience. Come explore the layout, finishes, and outdoor spaces that make this Winter Haven home stand out.

The essentials

Built
2023
Price / sqft
$197
On market
17 days
Annual tax
$4,644
HOA
$262.32/yr
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
4,400 sqft lot
Lot size
1,525 sqft
Living area

Payment

Est. monthly payment
$2,123/mo
Down payment (20%)
$59,980
Property taxes
$387/mo
HOA
$262.32/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,400 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
17
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Split Bedroom
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,644
Parcel #
26-29-23-690584-001190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph 4
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,400 sqft
HOA
$262.32/yr
Prime HOA

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #L4965165
$299,900-3.2%
$197/sqft
9/30/2026
Listed for sale
Source: Stellar MLS #L4965165
$309,900
$203/sqft

Neighborhood

3304 Costello Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 17 after a $10,000 cut.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,123/mo
Principal & interest$1,564
Property taxes$387
Insurance$150
HOA$22
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$197 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,525 sq ft

Time on market

17 days

Year built

2023

Monthly payment

About $2,123/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,644 annual tax bill, insurance, and the $262.32/yr HOA fee.

HOA fee

$262.32/yr

Managed by Prime HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Jason StoneListing data from Stellar MLS, MLS# L4965165.

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