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Overview

3 bd2 ba1,419 sqft1 car garageTownhouse
TypeTownhouse
HOA$250/mo
Built2006
Lot3,202 sqft
Living area1,419 sqft
Price / sqft$163
Garage1 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

2668 Rutledge CT is a 2006-built home in Traditions Ph 01, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,419 square feet of living space. Listed at $232,000 (about $163/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

Beautifully Upgraded 1-Story Townhome|Low-Maintenance Florida Living! 2 BR PLUS BONUS ROOM-can be used as 3rd Br/2 Full BA home featuring GORGEOUS wood-plank Italian tile floors with authentic real-wood look, designer selected paint-pallets for a neutral interior to make your own. Upgraded carpet in bedrooms, HUGE Walk-in closet in Master BR, custom light fixtures with dimmer in Dining Room for softer lighting when desired. Stainless steel appliances in kitchen with range above oven and disposal. Separate laundry room with storage closet near kitchen. Enjoy soaring high ceiling with sky light and open floor plan with kitchen/dining room/living room adjacent for an open and airy feel. Upgraded ceiling fan/light combos for cool interior, as well as custom outdoor fan to stay cool on your screened in back porch, overlooking beautiful lined oak trees. The garage is designed for convenience with custom ceiling storage racks to provide organization for tools, recreation equipment, and all your Florida lifestyle essentials, while still being able to park in the garage and your private driveway. The Verandahs amenities include gated community pool & private dock on Lake Reeves. Winter Haven is renowned for its famous Chain of Lakes, making this charming town an ideal location for boating, fishing, and outdoor enthusiasts. Conveniently located within easy reach of the attractions and entertainment of Orlando and Tampa, as well as major international airports, this home offers an appealing combination of tranquillity and accessibility. A wonderful opportunity to enjoy comfort, style, recreation and the best of Central Florida!

The essentials

Built
2006
Price / sqft
$163
On market
22 days
Annual tax
$1,021
HOA
$250/mo
Flood zone
X · Low risk
Lot
3,202 sqft
Type
Townhouse

At a glance

Townhouse
Built 2006
Community pool
Shared amenity
1 car garage
Driveway
3,202 sqft lot
Lot size
1,419 sqft
Living area

Payment

Est. monthly payment
$1,661/mo
Down payment (20%)
$46,400
Property taxes
$85/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
3,202 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Guest
Days on Market
22
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Community Mailbox
Pool
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Range
Refrigerator
Washer
Elementary
Chain O Lakes Elem

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,021
Parcel #
26-29-13-687552-002610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Traditions Ph 01
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
3,202 sqft
HOA
$250/mo
David Carmani

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #L4965371
$232,000
$163/sqft

Neighborhood

2668 Rutledge CT
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $232,000
$232,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33884 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 22.

Sample: 23 closed townhouse or villa sales in 33884 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,661/mo
Principal & interest$1,210
Property taxes$85
Insurance$116
HOA$250
Down payment20% · $46,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$232,000

$163 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,419 sq ft

Time on market

22 days

Year built

2006

Monthly payment

About $1,661/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,021 annual tax bill, insurance, and the $250/mo HOA fee.

HOA fee

$250/mo

Managed by David Carmani.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTYListing agent: Christa RamirezListing data from Stellar MLS, MLS# L4965371.

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