MLS #O6441874, photo 1
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Overview

3 bd2 ba1,220 sqftSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot12,140 sqft
Living area1,220 sqft
Price / sqft$258

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About this home

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MLS #O6441874 is a 1958-built home in Lake Elbert Estates, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,220 square feet of living space. Listed at $315,000 (about $258/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home offering approximately 1,220 square feet of living space on a generous 0.28-acre lot. The home features an updated interior, modern finishes, comfortable living areas, and a functional floor plan. Conveniently located near shopping, dining, recreation, and downtown Winter Haven. Schedule your private showing today and come see everything this move-in-ready home. Owner is willing to give $5000 towards closing costs.

The essentials

Built
1958
Price / sqft
$258
On market
28 days
Annual tax
$1,753
Flood zone
X · Low risk
Lot
12,140 sqft
Type
Single Family Residence

At a glance

Single family
Built 1958
0.28 acres
Lot size
1,220 sqft
Living area

Payment

Est. monthly payment
$1,947/mo
Down payment (20%)
$63,000
Property taxes
$146/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
12,140 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
28
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,753
Parcel #
26-28-22-588100-000200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Elbert Estates
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
12,140 sqft

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #O6441874
$315,000
$258/sqft

Neighborhood

Map unavailable for this listing.

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$312,500 – $315,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 28.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,946/mo
Principal & interest$1,643
Property taxes$146
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$258 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,220 sq ft

Time on market

28 days

Year built

1958

Monthly payment

About $1,947/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,753 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLPT REALTY, LLCListing agent: Stephanie SmithListing data from Stellar MLS, MLS# O6441874.

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