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Overview

3 bd2 ba2,109 sqft2 car garageSingle Family
TypeSingle Family
HOA$504/mo
Built2006
Lot8,224 sqft
Living area2,109 sqft
Price / sqft$147
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)

3614 Plymouth Dr is a 2006-built home in Traditions Ph 01, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,109 square feet of living space. Listed at $310,000 (about $147/sqft), 111 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $504 monthly.

From the listing

Perfectly situated on a premium pond-front homesite in the sought-after 55+ gated community of Traditions at Lake Ruby, this beautifully maintained residence offers the ideal blend of comfort, space, and carefree Florida living. With 3 bedrooms, 2 bathrooms, and 2,109 square feet of thoughtfully designed living space, the open split-bedroom floor plan is perfect for both everyday living and entertaining. From the moment you arrive, the paver driveway, carriage-style lighting, manicured landscaping, and covered entry create impressive curb appeal. Inside, soaring ceilings and solid-surface flooring enhance the bright, open feel of the home. The spacious kitchen overlooks the family room and features 42-inch maple cabinetry with decorative rain-glass accents, Corian countertops, a breakfast bar, closet pantry, and a charming dining nook. Designed for gathering, the expansive family room is framed by triple sliding glass doors that showcase tranquil pond views and seamlessly connect to the oversized Florida room. Whether you're hosting friends or enjoying a quiet morning coffee, this inviting space provides the perfect backdrop, complete with views of the soothing waterfront fountain. The generously sized primary suite is a true retreat, offering its own waterfront sitting area, direct access to the Florida room, dual walk-in closets, and a spacious en-suite bath featuring a comfort-height double vanity, garden tub, seated walk-in shower, linen closet, and private water closet. Two additional bedrooms provide flexibility for guests, hobbies, or a home office, while the interior utility room includes a washer, dryer, and utility sink for added convenience. Additional highlights include a 2021 roof, 2024 HVAC system, 2018 water heater, gutters, security system, and a two-car garage with an additional refrigerator. Life at Traditions at Lake Ruby feels like a year-round vacation. Residents enjoy an impressive collection of resort-style amenities, including a lakefront clubhouse, heated pool and spa, fitness center, ballroom, library, billiards room, craft and meeting rooms, tennis courts, pickleball courts, bocce ball, basketball, shuffleboard, dog park, private dock, boat ramp, and a full calendar of social activities. The HOA provides exceptional value with lawn maintenance, exterior house painting, cable, internet, and full access to community amenities included. Conveniently located near shopping, dining, medical facilities, major highways, and LEGOLAND, this waterfront gem offers the perfect opportunity to enjoy an active, low-maintenance lifestyle in one of Central Florida’s most desirable 55+ communities.

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The essentials

Built
2006
Price / sqft
$147
On market
111 days
Annual tax
$2,165
HOA
$504/mo
Flood zone
X · Low risk
Lot
8,224 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Pond
Community pool
Fitness center too
2 car garage
Driveway
8,224 sqft lot
Lot size

Payment

Est. monthly payment
$2,456/mo
Down payment (20%)
$62,000
Property taxes
$180/mo
HOA
$504/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,224 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
111
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Lighting
Rain Gutters
Sliding Doors
Association Recreation - Owned
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Chain O Lakes Elem
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,165
Parcel #
26-29-13-687552-000110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Traditions Ph 01
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
8,224 sqft
HOA
$504/mo
LELAND MANAGEMENT

Price history

Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #TB8522011
$310,000-3.1%
$147/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #TB8522011
$320,000
$152/sqft

Neighborhood

3614 Plymouth Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $310,000
$307,500 – $310,000
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 349 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 111 after a $10,000 cut.

Sample: 349 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,456/mo
Principal & interest$1,617
Property taxes$180
Insurance$155
HOA$504
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$310,000

$147 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,109 sq ft

Time on market

111 days

Year built

2006

Monthly payment

About $2,456/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,165 annual tax bill, insurance, and the $504/mo HOA fee.

HOA fee

$504/mo

Managed by LELAND MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY LLCListing agent: Andrew DuncanListing data from Stellar MLS, MLS# TB8522011.

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