Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- RALSTON RESERVE
- Type
- Townhouse
True monthly carry
- HOA
- ~$100/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
48 Sunset Haven Loop is a 2027-built home in Ralston Reserve, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,213 square feet of living space. Listed at $379,900 (about $172/sqft), 1 day on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 annually.
Under Construction. Beautiful new construction townhome featuring a spacious open-concept layout, 3 bedrooms, loft, and an attached 2-car garage. The main floor offers a stunning designer kitchen with quartz countertops, 36" shaker cabinets, a tiled backsplash, stainless steel Samsung appliances, and a large island overlooking the living area. Enjoy indoor-outdoor living with a triple sliding glass door leading to a covered lanai with storage. Upstairs features a flex-use loft and a luxurious owner’s suite with a walk-in closet and en-suite bath including dual vanities, glass-enclosed tiled shower, and a linen closet. Designer finishes include luxury vinyl plank flooring, Mohawk carpet, LED lighting, 2" faux wood blinds, and a Samsung washer & dryer. Energy-efficient construction provides comfort and savings. Call today to learn more or schedule a tour! “Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and decor do not convey.”
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 130 closed townhouse or villa sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$379,900
$172 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,213 sq ft
Time on market
1 day
Year built
2027
Monthly payment
About $2,762/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,200/yr HOA fee.
HOA fee
$1,200/yr
Managed by HCMANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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