4908 Terrapin Blvd, photo 1
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Overview

2 bd3 ba1,450 sqft2 car garageTownhouse
TypeTownhouse
HOA$291.43/mo
Built2007
Lot3,267 sqft
Living area1,450 sqft
Price / sqft$155
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primarybedroom UpstairsWalk-in Closet(s)CourtyardDeed RestrictionsDog ParkParkPlayground

4908 Terrapin Blvd is a 2007-built home in Turtle Creek Ph 1a, St Cloud. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,450 square feet of living space. Listed at $225,000 (about $155/sqft), 378 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $291.43 monthly.

From the listing

Short Sale. This beautiful townhouse welcomes you with a stone-accented porch and an impressive 8-foot glass entry door. The interior, formerly a model home, features a range of high-quality upgrades, including custom trim work, 42-inch wood cabinets in the kitchen, stainless steel appliances, granite countertops in both the kitchen and bathrooms, custom bedroom closets, ceramic tile flooring on the first level, and attractive wood laminate flooring upstairs. Residents can enjoy a private courtyard that leads directly to a two-car garage. Community amenities comprise two swimming pools, a dog park, a playground, and walking paths adjacent to the scenic Lake Runnymede conservation area. Conveniently located minutes from Lake Nona/Medical City, retail shopping, restaurants, major expressways, and just a 45-minute drive from the nearest beach. Must Sell!

The essentials

Built
2007
Price / sqft
$155
On market
378 days
Annual tax
$3,161
HOA
$291.43/mo
Flood zone
X500 · Low risk
Lot
3,267 sqft
Type
Townhouse

At a glance

Townhouse
Built 2007
Community pool
Shared amenity
2 car garage
Driveway
3,267 sqft lot
Lot size
1,450 sqft
Living area

Payment

Est. monthly payment
$1,840/mo
Down payment (20%)
$45,000
Property taxes
$263/mo
HOA
$291.43/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2007
Lot
3,267 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Rear
Days on Market
378
Ceiling Fans(s)
Primarybedroom Upstairs
Walk-in Closet(s)
Courtyard
Deed Restrictions
Dog Park
Park
Playground
Pool
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Lakeview Elem (K 5)
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2024)
$3,161
Parcel #
31-25-31-0840-0001-1520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Turtle Creek Ph 1a
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
3,267 sqft
HOA
$291.43/mo
Artemis Lifestyle - Sandy Etheredge x434

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #O6348207
$225,000-8.1%
$155/sqft
-
Price change
Source: Stellar MLS #O6348207
$244,890-11.6%
$169/sqft
9/29/2025
Listed for sale
Source: Stellar MLS #O6348207
$277,000
$191/sqft

Neighborhood

4908 Terrapin Blvd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $225,000
$225,000
99.5% – 100% of listTops out right at the list price
80% of listList price
90 of the last 125 townhouse or villa closings in 34771 landed at this number or higher (72%). The median one sat 45 days before it went under contract, and this one is on day 378 after a $52,000 cut.

Sample: 125 closed townhouse or villa sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,840/mo
Principal & interest$1,173
Property taxes$263
Insurance$113
HOA$291
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

$155 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,450 sq ft

Time on market

378 days

Year built

2007

Monthly payment

About $1,840/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,161 annual tax bill, insurance, and the $291.43/mo HOA fee.

HOA fee

$291.43/mo

Managed by Artemis Lifestyle - Sandy Etheredge x434.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byHOME WISE REALTY GROUP, INC.Listing agent: Javier AnguloListing data from Stellar MLS, MLS# O6348207.

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