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Overview

2 bd2 ba1,208 sqftSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot17,000 sqft
Living area1,208 sqft
Price / sqft$248

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatPrivate YardStreet LightsRangeRefrigerator

1315 S Shore Drive is a 1962-built home in Replat New Eden Unit 15 Pb 1 Pg 343 Lots 127-133, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,208 square feet of living space. Listed at $299,000 (about $248/sqft), 62 days on market. Flood zone a - confirm flood insurance requirements with your lender.

From the listing

BACK ON MARKET FINANCING FELL THROUGH ONLY ACCEPTING CASH OR HARD MONEY LOAN, GREAT OPPORTUNITY – FIX & FLIP WITH EXTRA BUILDABLE PARCELS! LOTS 127-133 NO PERMITS HAVE BEEN PULLED THIS WILL BE BUYER RESPONSIBLITY TO PULL AND COMPLETE THE WORK. Come take a look at this 2-bedroom, 2-full-bath single-family home, conveniently located just minutes from the growing communities of St. Cloud and Harmony. This property is being sold together with an additional parcel, creating an exciting opportunity for investors or buyers looking to maximize the property's potential. The additional parcel may provide an opportunity to build a future dream home, subject to zoning, permitting, and applicable county requirements. This is an investment project requiring renovation and completion, making it an ideal opportunity for an experienced investor or someone looking for their next fix-and-flip project. Buyers should be prepared to take over the project and complete the remaining work from start to finish. The seller will be leaving valuable renovation materials, including Full kitchen cabinets, Granite kitchen countertop, Tile flooring, Roofing materials and much more. The property also features newly installed commercial-grade windows and a permanent front glass patio enclosure, giving the home a distinctive and updated appearance. This property offers multiple possibilities and plenty of potential need to see in person to appreciate the possibilities! Bring your vision, your contractor and explore everything this property has to offer. Don't miss this opportunity to create something special in an area surrounded by continued growth!

The essentials

Built
1962
Price / sqft
$248
On market
62 days
Annual tax
$187,574
Flood zone
A
Lot
17,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
0.39 acres
Lot size
1,208 sqft
Living area

Payment

Est. monthly payment
$17,340/mo
Down payment (20%)
$59,800
Property taxes
$15,631/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
17,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
62
Thermostat
Private Yard
Street Lights
Range
Refrigerator
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone a
Annual Tax (2025)
$187,574
Parcel #
35-25-31-4400-0001-1310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Replat New Eden Unit 15 Pb 1 Pg 343 Lots 127-133
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
17,000 sqft

Price history

Date
Event
Price
8/12/2026
Listed for sale
Source: Stellar MLS #S5154234
$299,000
$248/sqft

Neighborhood

1315 S Shore Drive
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$297,500 – $299,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 473 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 62.

Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$17,340/mo
Principal & interest$1,559
Property taxes$15,631
Insurance$150
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$248 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,208 sq ft

Time on market

62 days

Year built

1962

Monthly payment

About $17,340/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $187,574 annual tax bill, insurance.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY LLCListing agent: Angel RiveraListing data from Stellar MLS, MLS# S5154234.

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