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About this home
2541 Harmonia Hammock Rd is a 2023-built home in Villages At Harmony Ph 1c-2, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,676 square feet of living space. Listed at $400,000 (about $239/sqft), 222 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $37 monthly.
This popular one-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage with 1,672 square feet of thoughtfully designed living space. The open-concept layout seamlessly connects the living room, dining area, and kitchen—perfect for entertaining or everyday living. The kitchen is a standout feature, showcasing granite countertops, stainless steel appliances, a spacious pantry, and a large center island ideal for meal prep and gathering. Natural light fills the spacious living area, creating a bright and welcoming atmosphere. The private primary suite, located at the rear of the home, features an ensuite bathroom with dual sinks, a separate shower, and a generous walk-in closet. Two additional well-sized bedrooms share a beautifully appointed full bathroom, offering flexibility for guests, family, or a home office. The laundry room is conveniently located near all bedrooms for added ease. Built with durable concrete block construction, this home also includes smart home technology, allowing you to control features from your smart devices. Residents enjoy access to premium community amenities, including a resort-style pool, playground, and fitness center, enhancing the lifestyle this home offers.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$400,000
$239 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,676 sq ft
Time on market
222 days
Year built
2023
Monthly payment
About $2,854/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,366 annual tax bill, insurance, and the $37/mo HOA fee.
HOA fee
$37/mo
Managed by Association Solutions of Central Florida.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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