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Overview

4 bd2 ba1,670 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/qtr
Built2021
Lot7,841 sqft
Living area1,670 sqft
Price / sqft$240
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanStone CountersWalk-in Closet(s)Deed RestrictionsPoolDishwasher

2009 Napoli Dr is a 2021-built home in Sunset Groves Ph 2, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,670 square feet of living space. Listed at $400,000 (about $240/sqft), 237 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 quarterly.

From the listing

Welcome to this Beautiful Home located on one of the largest corners lots in an excellent community with NO CDD! Open concept home built in 2021, with 4 bedrooms, 2 baths, living room and dining room combo. You will be impressed with the high ceilings, spacious kitchen with 42" cabinets, granite countertops, title backsplash, under-cabinet lighting, walk-in pantry and stainless-steel appliances. The comfortable master bedroom is in the back of the home with amazing view of the tropical landscaping from the double windows. This suite has walk-in closet and bathroom with two sinks, rain shower, privately enclosed toilet area and linen closet. Bedroom with a front facing view ideal for a home office, media room, or playroom. Two-car garage plus driveway space for up to four vehicles. The huge patio and cover - screened lanai space with partial water views will give you the opportunity to enjoy with your family the excellent weather of Florida. Residents enjoy community amenities including a pool and scenic walking trails, Great Opportunity to join this exquisite area located minutes away from Lake Nona, 192 road for easy access to highway, restaurants, pharmacies, hospital, medical offices, mall and supermarkets. This exceptional home combines comfort, elegance, and location — the perfect place to call home.

The essentials

Built
2021
Price / sqft
$240
On market
237 days
Annual tax
$5,580
HOA
$310/qtr
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
7,841 sqft lot
Lot size
1,670 sqft
Living area

Payment

Est. monthly payment
$2,854/mo
Down payment (20%)
$80,000
Property taxes
$465/mo
HOA
$310/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
7,841 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
237
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Deed Restrictions
Pool
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,580
Parcel #
16-25-31-5015-0001-2090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Groves Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,841 sqft
Corner Lot
HOA
$310/qtr
Artemis Lifestyles

Price history

Date
Event
Price
8/5/2026
Price change
Source: Stellar MLS #S5144337
$400,000-3.6%
$240/sqft
-
Price change
Source: Stellar MLS #S5144337
$415,000-2.4%
$249/sqft
2/20/2026
Listed for sale
Source: Stellar MLS #S5144337
$425,000
$254/sqft

Neighborhood

2009 Napoli Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$397,500 – $400,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 237 after a $25,000 cut.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,854/mo
Principal & interest$2,086
Property taxes$465
Insurance$200
HOA$103
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$240 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,670 sq ft

Time on market

237 days

Year built

2021

Monthly payment

About $2,854/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,580 annual tax bill, insurance, and the $310/qtr HOA fee.

HOA fee

$310/qtr

Managed by Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byAXEN REALTY, LLCListing agent: Idaris Morales Sierra, PAListing data from Stellar MLS, MLS# S5144337.

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