3481 Middlebrook Pl, photo 1
Active
1 / 62

Overview

5 bd3 ba3,467 sqft2 car garageSingle Family
TypeSingle Family
HOA$110.95/yr
Built2017
Lot11,616 sqft
Living area3,467 sqft
Price / sqft$155
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsPrimarybedroom UpstairsSolid Wood CabinetsVaulted Ceiling(s)Walk-in Closet(s)SidewalkDeed Restrictions

3481 Middlebrook Pl is a 2017-built home in Harmony, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,467 square feet of living space. Listed at $538,500 (about $155/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110.95 annually.

From the listing

$5000 TOWARDS CLOSING COST AND/OR RATE BUY DOWN WITH AN ACCEPTABLE CONTRACT! CDD Debt is paid in full!! Welcome to this stunning home that sits on a quiet cul-de-sac and has new fresh exterior paint! This energy efficient home offers block construction on the first floor and spray foam insulation on the second floor, providing both durability and comfort. Boasting 5 bedrooms, 2.5 bathrooms, and a 2-car garage, this beautifully designed residence seamlessly combines style and functionality. From the moment you arrive, you’ll be impressed by the attractive stone paver driveway and walkway, setting the tone for what awaits inside. Step into a thoughtfully designed floor plan featuring separate formal living and dining rooms at the front of the home, perfect for entertaining. The heart of the home is the spacious kitchen, complete with upgraded 42” wood cabinets, quartz countertops, stainless steel appliances, a range hood, recessed lighting, a cozy nook, and a large island overlooking the family room, ideal for open-concept living. The first floor also includes a versatile flex room, perfect for a home office, den, or playroom. Throughout the home, you’ll find no carpet featuring hardwood flooring on the first floor and new laminate flooring upstairs. Upstairs, enjoy a generous layout with all bedrooms plus a large game room, offering additional living and entertainment space. The owner’s suite is a private retreat, featuring a spacious walk-in closet and an en-suite bathroom with dual sinks, a garden tub, and a separate shower. Step outside to your fenced backyard oasis, complete with a covered rear porch, paver walkway, and a custom fire pit, perfect for relaxing evenings or entertaining guests. This exceptional Montclair model truly offers the perfect blend of elegance, comfort, and modern living. Don’t miss your opportunity to call this beautiful home yours! Don’t miss your opportunity to call this beautiful home yours! Ideally located near Harmony Community School, this home offers golf cart friendly access through a nearby tunnel to Harmony Middle and Harmony High School. Residents enjoy exceptional amenities including Buck Lake with community pontoon boats, kayaks, canoes, and a fishing pier, along with resort style pools, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy easy golf cart rides to the neighborhood coffee shop, pizza restaurant, and Mexican dining. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move in ready home. Schedule your private showing today! Buyer to verify all room measurements.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2017
Price / sqft
$155
On market
178 days
Annual tax
$7,215
HOA
$110.95/yr
Flood zone
X · Low risk
Lot
11,616 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Fitness center too
2 car garage
Driveway
0.27 acres
Lot size
3,467 sqft
Living area

Payment

Est. monthly payment
$3,688/mo
Down payment (20%)
$107,700
Property taxes
$601/mo
HOA
$110.95/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
11,616 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
178
Eat-in Kitchen
High Ceilings
Primarybedroom Upstairs
Solid Wood Cabinets
Vaulted Ceiling(s)
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Golf
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,215
Parcel #
292632329700010210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
11,616 sqft
SidewalkPaved
HOA
$110.95/yr
Mark Hills

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #S5147896
$538,500-0.1%
$155/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #S5147896
$539,000
$155/sqft

Neighborhood

3481 Middlebrook Pl
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $538,500
$535,000 – $538,500
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 178 after a $500 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,688/mo
Principal & interest$2,808
Property taxes$601
Insurance$269
HOA$9
Down payment20% · $107,700
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$538,500

$155 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,467 sq ft

Time on market

178 days

Year built

2017

Monthly payment

About $3,688/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,215 annual tax bill, insurance, and the $110.95/yr HOA fee.

HOA fee

$110.95/yr

Managed by Mark Hills.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCORCORAN CONNECT LLCListing agent: Jeanine CorcoranListing data from Stellar MLS, MLS# S5147896.

Keep exploring Florida

Pick up where you left off, or see what else is out there.