5051 Plymouth Turtle Cir, photo 1
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Overview

5 bd3 ba3,324 sqft3 car garageSingle Family
TypeSingle Family
HOA$550/yr
Built2004
Lot9,235 sqft
Living area3,324 sqft
Price / sqft$162
Garage3 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsWalk-in Closet(s)Lighting

5051 Plymouth Turtle Cir is a 2004-built home in Southern Pines Unit 1, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,324 square feet of living space. Listed at $540,000 (about $162/sqft), 114 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.

From the listing

Located in the Southern Pines community of Saint Cloud, this 5-bedroom, 2.5-bathroom home offers a spacious layout, multiple entertainment areas, and a variety of unique features that set it apart from the rest. Situated on a corner lot, the property welcomes you with attractive curb appeal and a beautiful two-story foyer that immediately showcases the home's spacious design. Inside, the thoughtfully designed floor plan provides plenty of room for everyday living and entertaining. Multiple living and dining spaces offer flexibility for large gatherings, a home office, playroom, or additional lounge areas depending on your needs. The spacious family room serves as the heart of the home, featuring a custom stone accent wall with an electric fireplace that creates a warm and inviting atmosphere. The updated kitchen is designed for both functionality and style, showcasing rich dark cabinetry, granite countertops, stainless steel appliances, decorative backsplash, abundant storage, and a center island that provides additional prep and workspace. The kitchen flows seamlessly into the main living areas, making it ideal for hosting family and friends. Also located on the first floor is a dedicated theater room, creating the perfect space for movie nights, sporting events, and entertainment. Whether you're enjoying a family movie marathon or hosting guests, this space offers a true at-home theater experience. Upstairs, you'll find a spacious loft area that provides additional living space and flexibility for a game room, media room, home office, or study area. The oversized primary suite serves as a private retreat with generous dimensions, abundant natural light, and an ensuite bathroom featuring a soaking tub, walk-in shower, dual vanities, and ample closet space. The remaining bedrooms are well-sized and thoughtfully arranged throughout the second floor, providing comfort and privacy for family members and guests. One of the standout features of this property is the detached spa room located in the backyard. Designed as a private retreat, this unique space features a spa/hot tub area and plenty of room to relax, entertain, or create your own personal wellness getaway. It adds a level of versatility and luxury rarely found in homes within the community. Step outside to enjoy the fully fenced backyard with plenty of room for outdoor activities, pets, and gatherings. The detached spa room creates a private escape while still leaving ample yard space for recreation and outdoor enjoyment. Conveniently located in Saint Cloud with easy access to shopping, dining, schools, major roadways, and everything Central Florida has to offer, this property combines thoughtful design and unique features to create a place you'll be proud to call home.

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The essentials

Built
2004
Price / sqft
$162
On market
114 days
Annual tax
$3,315
HOA
$550/yr
Flood zone
X · Low risk
Lot
9,235 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
3 car garage
9,235 sqft lot
Lot size
3,324 sqft
Living area

Payment

Est. monthly payment
$3,408/mo
Down payment (20%)
$108,000
Property taxes
$276/mo
HOA
$550/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,235 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
114
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Walk-in Closet(s)
Lighting
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,315
Parcel #
23-26-30-0667-0001-0600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southern Pines Unit 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
9,235 sqft
Corner Lot
HOA
$550/yr
Southern Pines / Leland Management, INC.

Price history

Date
Event
Price
6/19/2026
Listed for sale
Source: Stellar MLS #S5151581
$540,000
$162/sqft

Neighborhood

5051 Plymouth Turtle Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

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List price: $540,000
$535,000 – $540,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 114.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,408/mo
Principal & interest$2,816
Property taxes$276
Insurance$270
HOA$46
Down payment20% · $108,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$540,000

$162 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,324 sq ft

Time on market

114 days

Year built

2004

Monthly payment

About $3,408/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,315 annual tax bill, insurance, and the $550/yr HOA fee.

HOA fee

$550/yr

Managed by Southern Pines / Leland Management, INC..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXP REALTY LLCListing agent: Steve PughListing data from Stellar MLS, MLS# S5151581.

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