2282 Nuthatch St, photo 1
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Overview

4 bd3 ba2,204 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/mo
Built2020
Lot5,227 sqft
Living area2,204 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersLightingOutdoor Kitchen

2282 Nuthatch St is a 2020-built home in Live Oak Lake Ph 1, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,204 square feet of living space. Listed at $385,000 (about $175/sqft), 237 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 monthly.

From the listing

Virtually Staged. **You can purchase this home with NO INCOME VERIFICATION NEEDED** Welcome home to 2282 Nuthatch Street, located in the highly desirable Live Oak Lake community in the beautiful and fast-growing city of St. Cloud, Florida. This newer 2020-built home offers the perfect blend of modern design, comfort, privacy, and an unbeatable location—ideal for anyone relocating to the area or looking to settle into a vibrant, welcoming community. This pet-friendly neighborhood is a dream for dog lovers and outdoor enthusiasts, featuring a resort-style community pool, clubhouse, fitness center, park, playground, and scenic walking areas. Best of all, amenities are included in the rent, making everyday living convenient & enjoyable. The home itself sits on a premium lot with no rear neighbors, offering added privacy and serene greenbelt views, all within a fully fenced backyard. Inside, you’ll immediately notice the open floor plan and stylish upgrades, including stainless steel appliances, recessed lighting, and modern light fixtures throughout. The home also features a WATER SOFTNER SYSTEM, providing softer water throughout the property—helping protect plumbing and appliances, reducing mineral buildup, and leaving skin and hair feeling softer while improving cleaning efficiency. This home is also equipped with a UV LIGHT AIR PURIFICATION SYSTEM integrated into the AC, designed to help reduce airborne bacteria, mold, and unwanted odors—providing cleaner, healthier indoor air throughout the home. The beautifully updated kitchen flows seamlessly into a spacious living area and features sliding glass doors that open to the backyard, allowing natural light and stunning greenbelt views to be enjoyed while cooking or entertaining. Step outside to your paved covered porch with a summer kitchen, perfect for hosting guests or relaxing while overlooking the peaceful green space—bringing indoor and outdoor living together effortlessly. The first floor offers an ample storage closet, a convenient bedroom & a full guest bathroom, ideal for visitors. The second floor offers a generous loft that can be used as a media room, home office, play area, or a quiet space to unwind with three additional bedrooms and two full bathrooms, providing plenty of space for families or home office needs. Additional highlights include a spacious laundry room, two-car garage, and thoughtful layout designed for comfort and functionality. Located near top-rated schools, shopping, dining, and entertainment, with easy access to major roadways, this home truly has it all. Whether you’re new to the area or simply looking for a modern home in a safe, beautiful, and amenity-rich community, this property stands out. No rear neighbors, greenbelt views, modern upgrades, resort-style amenities, and the added comfort of a whole-home water softener—this is St. Cloud living at its finest.

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The essentials

Built
2020
Price / sqft
$175
On market
237 days
Annual tax
$6,428
HOA
$95/mo
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Community pool
Fitness center too
2 car garage
5,227 sqft lot
Lot size
2,204 sqft
Living area

Payment

Est. monthly payment
$2,831/mo
Down payment (20%)
$77,000
Property taxes
$536/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,227 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
237
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Lighting
Outdoor Kitchen
Sidewalk
Sprinkler Metered
Clubhouse
Fitness Center
Irrigation-reclaimed Water
Playground
Pool
Sidewalks
Convection Oven
Cooktop
Dishwasher
Electric Water Heater
Microwave
Range Hood
Refrigerator
Water Softener
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,428
Parcel #
08-26-31-3973-0001-0550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Live Oak Lake Ph 1
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,227 sqft
GreenbeltLandscaped
HOA
$95/mo
Johanna Vega | Castle Group

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #O6380295
$385,000-1.0%
$175/sqft
-
Price change
Source: Stellar MLS #O6380295
$389,000-7.4%
$176/sqft
2/19/2026
Listed for sale
Source: Stellar MLS #O6380295
$420,000
$191/sqft

Neighborhood

2282 Nuthatch St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 470 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 237 after a $35,000 cut.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,831/mo
Principal & interest$2,008
Property taxes$536
Insurance$193
HOA$95
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$175 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,204 sq ft

Time on market

237 days

Year built

2020

Monthly payment

About $2,831/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,428 annual tax bill, insurance, and the $95/mo HOA fee.

HOA fee

$95/mo

Managed by Johanna Vega | Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREFERRED REAL ESTATE BROKERSListing agent: Wendy Aldana LLCListing data from Stellar MLS, MLS# O6380295.

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