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Overview

2 bd2 ba1,565 sqftManufactured Home
TypeManufactured Home
HOA$120/mo
Built1992
Lot5,706 sqft
Living area1,565 sqft
Price / sqft$128

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenSplit BedroomThermostatWalk-in Closet(s)Buyer Approval RequiredClubhouse

2517 Independence Ln is a 1992-built home in Teka Village Ph 1, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,565 square feet of living space. Listed at $199,900 (about $128/sqft), 245 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Virtually Staged. This 55+ gated community is well known in the area for its great amenities and convenient location. The home features 2 bedrooms, 2 bathrooms and a split plan with a large living area and spacious eat-in kitchen. Some updates have been done and now it just needs your personal touch. Want low-maintenance, the home is in excellent condition (roof-2022, A/C-2020, repiped-2025), There is an indoor laundry room and the washer and dryer will stay with the home. A low HOA that takes care of the common areas and the large clubhouse and indoor/heated swimming pool. Conveniently situated near the Florida Turnpike, offering quick access to Central Florida’s top attractions, Orlando International Airport and much more. Schedule a showing today!

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The essentials

Built
1992
Price / sqft
$128
On market
245 days
Annual tax
$772
HOA
$120/mo
Flood zone
X · Low risk
Lot
5,706 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1992
Community pool
Shared amenity
5,706 sqft lot
Lot size
1,565 sqft
Living area

Payment

Est. monthly payment
$1,327/mo
Down payment (20%)
$39,980
Property taxes
$64/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1992
Lot
5,706 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway, Golf Cart Parking, Parking Pad
Days on Market
245
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Split Bedroom
Thermostat
Walk-in Closet(s)
Buyer Approval Required
Clubhouse
Gated Community - No Guard
Golf Carts OK
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$772
Parcel #
16-26-30-0775-000C-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Teka Village Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
5,706 sqft
HOA
$120/mo
Teka Village/Donna Lovall

Price history

Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #O6381362
$199,900-2.4%
$128/sqft
-
Price change
Source: Stellar MLS #O6381362
$204,900-10.5%
$131/sqft
2/16/2026
Listed for sale
Source: Stellar MLS #O6381362
$229,000
$146/sqft

Neighborhood

2517 Independence Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $199,900
$199,900
99.5% – 100% of listTops out right at the list price
80% of listList price
244 of the last 394 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 245 after a $29,100 cut.

Sample: 394 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,327/mo
Principal & interest$1,043
Property taxes$64
Insurance$100
HOA$120
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$128 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,565 sq ft

Time on market

245 days

Year built

1992

Monthly payment

About $1,327/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $772 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Teka Village/Donna Lovall.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEXP REALTY LLCListing agent: Dawn GrigsbyListing data from Stellar MLS, MLS# O6381362.

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