9185 Concord Rd, photo 1
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Overview

3 bd2 ba1,222 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1984
Lot38,551 sqft
Living area1,222 sqft
Price / sqft$217

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About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboLightingDishwasherMicrowaveRangeRefrigerator

9185 Concord Rd is a 1984-built home in Canaveral Acres 4, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,222 square feet of living space. Listed at $265,000 (about $217/sqft), 107 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BACK ON MARKET! Situated on a spacious corner lot spanning nearly an acre, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect combination of modern finishes, open living spaces, and room to spread out. Surrounded by mature trees and an expansive yard, this property provides the ideal blend of privacy, functionality, and country charm, all while remaining conveniently close to shopping, dining, schools, and everyday amenities. Step inside to discover a bright, open-concept floor plan featuring updated flooring throughout, abundant natural light, and stylish finishes. The expansive living room flows effortlessly into the beautifully renovated kitchen, creating the ideal space for entertaining and everyday living. The kitchen showcases sleek quartz countertops, updated cabinetry with modern hardware, stainless steel appliances, abundant storage, and a breakfast bar perfect for casual meals or gathering with family and friends. The spacious primary suite offers a peaceful retreat with generous closet space and an updated en-suite bathroom. Two additional bedrooms provide comfortable accommodations for family, guests, or a home office, while the second full bathroom has also been tastefully updated with modern finishes. Step outside to enjoy the oversized screened porch, offering the perfect place to relax, entertain, or enjoy Florida's beautiful weather year-round. The expansive yard provides endless possibilities for gardening, recreation, animals, or future additions. A large detached workshop/garage with electricity offers exceptional space for hobbies, storage, equipment, or the perfect workshop, while the covered chicken coop is ready for those looking to enjoy a homestead lifestyle. With nearly an acre of land, there's plenty of room for boats, RVs, trailers, outdoor toys, or future improvements. Conveniently located near shopping, dining, schools, the Saint Cloud Lakefront, and major roadways, this move-in-ready property offers the perfect blend of updated comfort, generous outdoor space, and everyday convenience—all with no HOA.

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The essentials

Built
1984
Price / sqft
$217
On market
107 days
Annual tax
$2,791
Flood zone
X · Low risk
Lot
38,551 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1984
0.89 acres
Lot size
1,222 sqft
Living area

Payment

Est. monthly payment
$1,747/mo
Down payment (20%)
$53,000
Property taxes
$233/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1984
Lot
38,551 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
107
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Lighting
Dishwasher
Microwave
Range
Refrigerator
Flood Zone x
Annual Tax (2025)
$2,791
Parcel #
24-27-32-2735-0001-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Canaveral Acres 4
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
38,551 sqft

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #S5152850
$265,000-3.6%
$217/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #S5152850
$275,000
$225/sqft

Neighborhood

9185 Concord Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$262,500 – $265,000
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 133 home closings in 34773 landed at this number or higher (58%). The median one sat 44 days before it went under contract, and this one is on day 107 after a $10,000 cut.

Sample: 133 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,747/mo
Principal & interest$1,382
Property taxes$233
Insurance$133
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$217 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,222 sq ft

Time on market

107 days

Year built

1984

Monthly payment

About $1,747/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,791 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Steve PughListing data from Stellar MLS, MLS# S5152850.

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