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Overview

4 bd2 ba1,828 sqft2 car garageSingle Family
TypeSingle Family
HOA$168/mo
Built2024
Lot6,098 sqft
Living area1,828 sqft
Price / sqft$194
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)SidewalkSprinkler MeteredStreet Lights

5792 Arboretum St is a 2024-built home in Prairie Oaks, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $355,000 (about $194/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $168 monthly.

From the listing

Short Sale. SHORT SALE Welcome to Prairie Oaks community in St. Cloud! This beautiful one-story home offers 4 bedrooms, 2 bathrooms, 1,828 square feet of living space, and a 2-car garage. Its modern open-concept floor plan seamlessly connects the kitchen, dining area, and spacious living room, creating a comfortable and functional space for everyday living and entertaining. The kitchen features a large center island, stone countertops, stainless steel appliances, and a spacious pantry providing plenty of additional storage. The primary bedroom is privately located at the rear of the home and includes an en-suite bathroom with a double vanity, shower/tub combination, and a generous walk-in closet. Three additional bedrooms provide flexibility for family, guests, a home office, or study space. The home also features a covered lanai, perfect for enjoying Florida living, as well as Home is Connected® smart-home technology, allowing you to conveniently control compatible home features from your smart device. Prairie Oaks offers a convenient St. Cloud location with easy access to the Narcoossee Road corridor, US-192, Lake Nona, and major roadways connecting to Orlando. Nearby, you will find supermarkets, restaurants, shopping, and everyday services. Lake Nona is just a short drive away, offering an exciting variety of dining, shopping, entertainment, parks, trails, sports facilities, and healthcare services. Outdoor enthusiasts can enjoy nearby East Lake Tohopekaliga, waterfront parks, nature areas, trails, fishing, boating, and numerous recreational opportunities. Historic Downtown St. Cloud also offers local restaurants, shops, and community activities. Enjoy modern and spacious living in one of St. Cloud’s growing areas, combining a peaceful residential setting with convenient access to Lake Nona, Orlando, and all that Central Florida has to enjoy.

The essentials

Built
2024
Price / sqft
$194
On market
15 days
Annual tax
$5,306
HOA
$168/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,098 sqft lot
Lot size
1,828 sqft
Living area

Payment

Est. monthly payment
$2,639/mo
Down payment (20%)
$71,000
Property taxes
$442/mo
HOA
$168/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
15
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Elementary
VOYAGER K-8
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,306
Parcel #
22-25-31-4751-0001-1840

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Prairie Oaks
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
HOA
$168/mo
Empire Management - Jorge

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #S5158443
$355,000
$194/sqft

Neighborhood

5792 Arboretum St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $355,000
$352,500 – $355,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 15.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,639/mo
Principal & interest$1,851
Property taxes$442
Insurance$178
HOA$168
Down payment20% · $71,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$355,000

$194 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,828 sq ft

Time on market

15 days

Year built

2024

Monthly payment

About $2,639/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,306 annual tax bill, insurance, and the $168/mo HOA fee.

HOA fee

$168/mo

Managed by Empire Management - Jorge.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMY REALTY GROUP, LLC.Listing agent: Marjorie Mojica PazListing data from Stellar MLS, MLS# S5158443.

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