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Overview

5 bd2 ba2,320 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/qtr
Built2006
Lot9,191 sqft
Living area2,320 sqft
Price / sqft$207
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCathedral Ceiling(s)Ceiling Fans(s)Chair RailCrown MoldingDry BarEat-in KitchenHigh Ceilings

3014 Sand Stone Cir is a 2006-built home in Keystone Pointe Ph 3, St Cloud. Inside you'll find 5 bedrooms, 2 bathrooms, and 2,320 square feet of living space. Listed at $480,000 (about $207/sqft), 89 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 quarterly.

From the listing

PRIVATE. UPDATED. MOVE-IN READY. Welcome to this beautifully upgraded 5-bedroom, 2-bath single-story ranch home, ideally situated on one of the community's most desirable premium corner homesites. Surrounded by a tranquil pond and conservation area with no front, rear, or side neighbors, this exceptional property offers a rare combination of privacy, comfort, and modern living. Step inside to discover a bright, open floor plan that lives much larger than its square footage, thoughtfully designed for both everyday living and entertaining. The highly desirable split-bedroom layout provides excellent separation between the spacious primary suite and the secondary bedrooms, creating comfort and privacy for family members and guests alike. Enjoy the convenience of single-story living with no interior stairs, offering easy, functional living for every stage of life. Designed for both beauty and peace of mind, this home has been extensively updated with light modern designer finishes throughout, fresh interior and exterior paint, a replaced roof, and a replaced HVAC system, allowing you to move in and start enjoying your new home from day one. Elegant lighting, stylish fixtures, and quality finishes enhance the home's inviting atmosphere. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect gathering space for entertaining or relaxing. Step outside to the oversized screened lanai featuring a spa, where you can unwind while enjoying peaceful pond and conservation views in your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, Lake Nona, Medical City, shopping, dining, schools, and Central Florida's renowned attractions, this move-in-ready home delivers the perfect balance of privacy, thoughtful design, modern updates, and everyday convenience. Opportunities like this are rare—schedule your private showing today and experience everything this exceptional home has to offer.

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The essentials

Built
2006
Price / sqft
$207
On market
89 days
Annual tax
$6,591
HOA
$75/qtr
Flood zone
X · Low risk
Lot
9,191 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Pond
2 car garage
Driveway
9,191 sqft lot
Lot size
2,320 sqft
Living area

Payment

Est. monthly payment
$3,317/mo
Down payment (20%)
$96,000
Property taxes
$549/mo
HOA
$75/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
9,191 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, On Street, Oversized
Waterfront
Pond
Days on Market
89
Accessibility Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Chair Rail
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Fire Pit
Garden
Lighting
Outdoor Grill
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Storage
Street Lights
Bar Fridge
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Touchless Faucet
Washer
Water Softener
Elementary
St Cloud Elem
Middle
St. Cloud Middle (6-8)
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,591
Parcel #
22-26-30-0233-0001-1690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Keystone Pointe Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
9,191 sqft
Conservation AreaCorner LotLandscapedLevelPrivatePaved
HOA
$75/qtr
LELAND

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #S5153826
$480,000-1.0%
$207/sqft
-
Price change
Source: Stellar MLS #S5153826
$484,888-0.8%
$209/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #S5153826
$488,881
$211/sqft

Neighborhood

3014 Sand Stone Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$477,500 – $480,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 377 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 89 after a $8,881 cut.

Sample: 377 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,318/mo
Principal & interest$2,503
Property taxes$549
Insurance$240
HOA$25
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$207 per sq ft

Beds and baths

5 beds, 2 baths

Size

2,320 sq ft

Time on market

89 days

Year built

2006

Monthly payment

About $3,317/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,591 annual tax bill, insurance, and the $75/qtr HOA fee.

HOA fee

$75/qtr

Managed by LELAND.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byMY REALTY GROUP, LLC.Listing agent: Fawaz BlaneyListing data from Stellar MLS, MLS# S5153826.

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