Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WATERLIN
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$75/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
200 Cypress Fork Trl is a 2026-built home in Waterlin, St Cloud. Inside you'll find 6 bedrooms, 4 bathrooms, and 4,081 square feet of living space. Listed at $646,990 (about $159/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 monthly.
Virtually Staged. Under Construction. The Avalon with Bonus Room by Dream Finders Homes offers 6 bedrooms, 4 bathrooms, and incredible flexibility for today's lifestyle. Featuring a first-floor primary suite plus three additional main-level bedrooms, this thoughtfully designed home provides space for everyone. Upstairs, enjoy a large bonus/game room along with two additional bedrooms and a full bath. Located in the sought-after Waterlin community, this home is perfect for entertaining, multi-generational living, and everyday comfort. The sample photos included are of the model home and are meant to showcase the craftsmanship and design quality.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$646,990
$159 per sq ft
Beds and baths
6 beds, 4 baths
Size
4,081 sq ft
Time on market
84 days
Year built
2026
Monthly payment
About $4,608/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $75/mo HOA fee.
HOA fee
$75/mo
Managed by Community Assoc & Lifestyle Mgmt. / Marcia Calleja.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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