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About this home
5035 Down CT is a 2023-built home in Hanover Lakes Ph 5, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,846 square feet of living space. Listed at $629,000 (about $164/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 quarterly.
Virtually Staged. WELCOME TO YOUR WATERFRONT FLORIDA LIFESTYLE! Best buy in Hanover Lakes! This stunning 2023-built, 5-bedroom, 3-bath home offering 3,846 square feet of living space in the highly desirable Hanover Lakes community. If you're looking for the perfect combination of boating, resort-style amenities, modern living, and plenty of space, this home checks all the boxes! Situated along a peaceful canal with dock rights and access to the Alligator Chain of Lakes, this property offers an incredible opportunity to embrace the Florida boating lifestyle right from your own backyard. From the moment you arrive, the welcoming front porch invites you to slow down and enjoy the neighborhood. Sip your morning coffee while watching neighbors walk, jog, and bike through this beautiful community. Step inside to a spacious, thoughtfully designed floor plan perfect for both everyday living and entertaining. The main level features a private bedroom and full bathroom with soaker tub, making it ideal for relaxing from a long day. This large home is perfect for multigenerational living, or anyone wanting a comfortable first-floor retreat. A dedicated office provides the perfect space for working from home, running a business, or managing household needs. The heart of the home is the impressive open kitchen, featuring stainless steel appliances, a large center island, stylish backsplash, and adjoining dining area. The open-concept design makes entertaining effortless while keeping everyone connected. The entire downstairs is already tiled, offering both style and easy maintenance. Upstairs, you'll find four additional bedrooms, including a spacious suite designed for relaxation. The bathroom features a large walk-in shower, huge soaker tub while the generous walk-in closet provides plenty of storage. And the space doesn't stop there! A versatile loft and separate flex space give you endless possibilities. Create a media room, playroom, home gym, study, hobby area, or additional living space—the choice is yours. Step outside onto the beautiful and large paved rear lanai and take in the tranquil canal views. Professionally installed turf grass for maintenance free yard leaving you extra time to enjoy living the Florida lifestyle. Whether you're enjoying your morning coffee, hosting friends, or relaxing at the end of the day, the peaceful waterfront setting creates the perfect backdrop. For boating enthusiasts, the canal provides dock rights and access to the Alligator Chain of Lakes, opening the door to days spent fishing, cruising, exploring, and enjoying the water. The community also features a boat lift that provides access from the canal system to the lake, making it even easier to enjoy the boating lifestyle. And when you're ready to stay closer to home, Hanover Lakes offers fantastic resort-style amenities, including a community pool with splash area and playground—providing plenty of options for fun and relaxation for the entire family. With nearly new construction, 5 bedrooms, 3 full baths, a dedicated office, loft, flex space, canal frontage, dock rights, lake-chain access, and resort-style community amenities, this home offers much more than a beautiful home—it offers the Florida lifestyle you've been dreaming about. Bring your boat, bring your family, and get ready to enjoy life on the water! Virtually staged in one or more photos
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$629,000
$164 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,846 sq ft
Time on market
56 days
Year built
2023
Monthly payment
About $4,661/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,454 annual tax bill, insurance, and the $335/qtr HOA fee.
HOA fee
$335/qtr
Managed by Artemis Lifestyles.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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