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About this home
2603 Bittern Bnd is a 2025-built home in Bay Lake Farms At St Cloud, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,558 square feet of living space. Listed at $640,000 (about $180/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 monthly.
Virtually Staged. Premium fountain water views, an exceptional corner homesite, and over 3,500 square feet of thoughtfully designed living space come together in this impressive 5-bedroom, 4-bath Sonoma floor plan in Bay Lake Farms. Set on one of the community’s most desirable homesites, this property offers enhanced privacy, surrounding green space, a wider street setting, and convenient additional guest parking. A 3-car garage with professionally finished epoxy flooring and a newly installed lush lawn create an impressive first impression. Inside, the light-filled open floor plan connects the kitchen, breakfast nook, and living room for easy everyday living and entertaining. The kitchen features upgraded appliances, generous storage, and a sleek, functional design. Upgraded lighting, a whole-home water softening system, and dedicated drinking-water filtration add thoughtful comfort throughout. The main floor includes a bedroom and full bath, while upstairs offers a spacious loft and remaining bedrooms, including a generous primary suite with dual vanities, separate tub and shower, and walk-in closet. The laundry area includes a front-load washer with an additional pedestal washer, plus a dryer with lower storage pedestal. Outside, the fully fenced backyard features a covered porch and abundant space to create a personalized outdoor retreat. Additional peace of mind comes from an ADT security system and Terminix in-ground termite protection with annual professional service. Bay Lake Farms offers a community pool, clubhouse, and playground, with convenient access to St. Cloud lakes, dining, shopping, recreation, and everyday amenities. With its fountain water view, corner-lot privacy, wider street setting, 3-car garage, generous outdoor space, and thoughtful upgrades, this home offers a combination that is difficult to replicate within the community. Mortgage savings may be available for buyers of this listing.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$640,000
$180 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,558 sq ft
Time on market
36 days
Year built
2025
Monthly payment
About $3,923/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,679 annual tax bill, insurance, and the $125/mo HOA fee.
HOA fee
$125/mo
Managed by Rizzetta & Company.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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