6776 Huntleigh Hammock Rd, photo 1
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Overview

3 bd2 ba1,649 sqftSingle Family
TypeSingle Family
HOA$532/yr
Built2022
Lot4,792 sqft
Living area1,649 sqft
Price / sqft$215

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)Window TreatmentsLighting

6776 Huntleigh Hammock Rd is a 2022-built home in Villages At Harmony Ph 1c-1 & 1d, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,649 square feet of living space. Listed at $355,000 (about $215/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $532 annually.

From the listing

*** ASSUMABLE VA LOAN 4.75%*** Step into the effortless style of this beautifully appointed 2022-built home in the desirable Villages at Harmony. From the moment you enter, the bright, airy interior & open-concept design create an inviting atmosphere that truly feels like a model home with tile throughout. The split-bedroom floor plan offers both privacy and functionality, while the spacious kitchen takes center stage with a large island, stainless steel appliances and generous walk-in pantry—perfect for everyday living and entertaining. Outside will you enjoy your own private retreat featuring an expansive brick-paver patio with pergola, upgraded landscaping and irrigation, creating the perfect setting for morning coffee, outdoor dining or entertaining guests. A 2-car garage has a portion of the garage that is converted to an enclosed bonus room w/ ac that can be an office, man-cave, or can even be reverted back easily. Residents of the Villages at Harmony enjoy an impressive array of amenities, including a large clubhouse, community pool with splash pad, playground, pavilion and more. Furnishings are negotiable, offering the opportunity for a truly turnkey purchase. Adding even more value is the opportunity to assume the existing VA loan at an attractive 4.75% interest rate, subject to lender approval and buyer eligibility. The property also has SOLAR PANELS that have a balance but a low monthly payment with a super low utility bill is $22/month. Beautifully maintained, thoughtfully designed and move-in ready—this Harmony home is one you won't want to miss!

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The essentials

Built
2022
Price / sqft
$215
On market
2 days
Annual tax
$2,605
HOA
$532/yr
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
4,792 sqft lot
Lot size
1,649 sqft
Living area

Payment

Est. monthly payment
$2,290/mo
Down payment (20%)
$71,000
Property taxes
$217/mo
HOA
$532/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
4,792 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
2
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Clubhouse
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,605
Parcel #
24-26-31-3439-0001-2950

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages At Harmony Ph 1c-1 & 1d
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,792 sqft
LandscapedSidewalkPaved
HOA
$532/yr
Association Solutions of CFL

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #O6447567
$355,000
$215/sqft

Neighborhood

6776 Huntleigh Hammock Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

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List price: $355,000
$352,500 – $355,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 2.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,290/mo
Principal & interest$1,851
Property taxes$217
Insurance$178
HOA$44
Down payment20% · $71,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$355,000

$215 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,649 sq ft

Time on market

2 days

Year built

2022

Monthly payment

About $2,290/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,605 annual tax bill, insurance, and the $532/yr HOA fee.

HOA fee

$532/yr

Managed by Association Solutions of CFL.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXP REALTY LLCListing agent: Martha GrastyListing data from Stellar MLS, MLS# O6447567.

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