Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5297 High Line Dr is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,092 square feet of living space. Listed at $469,990 (about $225/sqft), 252 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Discover this stunning new construction home located at 5297 High Line Drive in Saint Cloud. Built by M/I Homes, this thoughtfully designed 4-bedroom, 2-bathroom home offers 2,092 square feet of comfortable living space. This single-story home showcases excellent design quality throughout, featuring an open-concept floorplan that seamlessly connects living areas for a flowing, spacious feel. The owner's bedroom placement provides both privacy and easy accessibility, and features an en-suite bathroom and a huge walk-in closet. The thoughtful layout maximizes every square foot while maintaining comfortable proportions in all living areas. Each of the 4 bedrooms, as well as the versatile bonus room, offers generous space for relaxation or personalization to meet your family's needs. With new construction quality and M/I Homes' reputation for excellence, this home represents an exceptional opportunity to own a brand-new residence designed for contemporary living. The combination of thoughtful design, quality construction, and prime location in Saint Cloud makes this an outstanding choice for discerning buyers. Contact us today to learn more!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$469,990
$225 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,092 sq ft
Time on market
252 days
Year built
2026
Monthly payment
About $3,032/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,382 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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