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Overview

3 bd2 ba1,052 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot13,983 sqft
Living area1,052 sqft
Price / sqft$255
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersDishwasherRangeRefrigerator

4764 Mallard Dr is a 1989-built home in St Cloud Manor Village, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,052 square feet of living space. Listed at $268,000 (about $255/sqft), 161 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming 3 bedroom, 2 bathroom single-family home in Saint Cloud, FL. This single story residence offers 1,052 sq ft of comfortable living space on a generous 0.32 acre lot ideal for first-time buyers or anyone seeking an affordable home with room to enjoy the outdoors. Inside you’ll find a bright, functional layout with plenty of natural light, a practical kitchen, three comfortable bedrooms, and durable tile flooring throughout. A one car garage provides convenient parking and storage. Outside, the spacious lot includes two sheds for extra storage, tools, or hobbies. The property is also equipped with solar panels that help reduce electricity costs and support energy efficient living. Located in a convenient Saint Cloud neighborhood with no HOA, this home offers a solid foundation and excellent potential for personalization. Whether you’re looking for your first home or a smart investment, this property delivers strong value in a growing area.

The essentials

Built
1989
Price / sqft
$255
On market
161 days
Annual tax
$4,188
Flood zone
X · Low risk
Lot
13,983 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
1 car garage
0.32 acres
Lot size
1,052 sqft
Living area

Payment

Est. monthly payment
$1,881/mo
Down payment (20%)
$53,600
Property taxes
$349/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
13,983 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
161
Ceiling Fans(s)
Stone Counters
Dishwasher
Range
Refrigerator
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,188
Parcel #
31-26-31-5130-00KK-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud Manor Village
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
13,983 sqft
In County

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #S5149508
$268,000-1.1%
$255/sqft
-
Price change
Source: Stellar MLS #S5149508
$271,000-11.1%
$258/sqft
5/7/2026
Listed for sale
Source: Stellar MLS #S5149508
$305,000
$290/sqft

Neighborhood

4764 Mallard Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $268,000
$267,500 – $268,000
99.5% – 100% of listTops out right at the list price
80% of listList price
237 of the last 383 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 161 after a $37,000 cut.

Sample: 383 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,881/mo
Principal & interest$1,398
Property taxes$349
Insurance$134
Down payment20% · $53,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$268,000

$255 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,052 sq ft

Time on market

161 days

Year built

1989

Monthly payment

About $1,881/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,188 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byALPHA HOMES & INVESTMENT, INC.Listing agent: Nelson BenavidesListing data from Stellar MLS, MLS# S5149508.

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