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Overview

3 bd2 ba1,501 sqft2 car garageSingle Family
TypeSingle Family
HOA$37/mo
Built2024
Lot4,792 sqft
Living area1,501 sqft
Price / sqft$243
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSmart HomeThermostatWalk-in Closet(s)Window TreatmentsPrivate YardSidewalk

2763 Swooping Sparrow Dr is a 2024-built home in Villages At Harmony Ph 2a, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,501 square feet of living space. Listed at $365,000 (about $243/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $37 monthly.

From the listing

This is a nearly-new 2024 Build, single-owner Allex model single-story home located in the Harmony West community. 3 bedrooms, 2 full bathrooms, open-concept kitchen, dining, features include large island with bar seating, all Stainless-Steel appliances, and Water Filtration/ Softener System. A Primary Suite with private bathroom, 2 guest bedrooms, a second full bathroom and a laundry room with washer and dryer. Equipped with "Home Is Connected" smart home technology. Generously sized backyard already fenced and landscaped. highly rated Osceola County schools. Harmony Community School (PK–5), Harmony Middle, and Harmony High are all located within a 2.3-mile radius. Community amenities include Resort-style community pool, fitness center, maintained common areas and so much more. Builder to build a private dock for kayaking in the near future that will also be included. Seller offering assistance with closing costs or an interest rate buy-down and move-in ready alternative to waiting for a new construction build.

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The essentials

Built
2024
Price / sqft
$243
On market
32 days
Annual tax
$6,207
HOA
$37/mo
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Fitness center too
2 car garage
Driveway
4,792 sqft lot
Lot size
1,501 sqft
Living area

Payment

Est. monthly payment
$2,641/mo
Down payment (20%)
$73,000
Property taxes
$517/mo
HOA
$37/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
4,792 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
32
Ceiling Fans(s)
Kitchen/Family Room Combo
Smart Home
Thermostat
Walk-in Closet(s)
Window Treatments
Private Yard
Sidewalk
Sprinkler Metered
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Golf Carts OK
Handicap Modified
Park
Playground
Pool
Racquetball
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,207
Parcel #
13-26-31-3497-0001-1210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages At Harmony Ph 2a
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,792 sqft
LandscapedPaved
HOA
$37/mo
Association Solutions of Central Florida

Price history

Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #O6438818
$365,000
$243/sqft

Neighborhood

2763 Swooping Sparrow Dr
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $365,000
$362,500 – $365,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 32.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,640/mo
Principal & interest$1,904
Property taxes$517
Insurance$183
HOA$37
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$365,000

$243 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,501 sq ft

Time on market

32 days

Year built

2024

Monthly payment

About $2,641/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,207 annual tax bill, insurance, and the $37/mo HOA fee.

HOA fee

$37/mo

Managed by Association Solutions of Central Florida.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byWATSON REALTY CORPListing agent: Rafael GarciaListing data from Stellar MLS, MLS# O6438818.

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