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Overview

2 bd2 ba1,647 sqftSingle Family
TypeSingle Family
HOA$95/mo
Built2004
Lot8,089 sqft
Living area1,647 sqft
Price / sqft$197

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingDishwasherDryerElectric Water HeaterMicrowaveRangeRefrigerator

319 Niblick Cir is a 2004-built home in Gates Lake Region, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,647 square feet of living space. Listed at $325,000 (about $197/sqft), 223 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 monthly.

From the listing

Lovely 2 bedroom and 2 bathroom home located in a private gated community of just over 100 homes in Winter Haven, FL. Situated between Tampa and Orlando with easy access to both international airports. Short distance to theme parks, Legoland, Bok Tower Gardens. New Publix grocery store opening soon is a short drive away. New HVAC installed in 2022. Freshly painted interior and exterior. House overlooks a community park which makes a nice setting for relaxing afternoons and visiting with neighbors. Unique lot shape reveals a beautiful, secluded backyard for gardening and plant enthusiasts. Backyard patio area is a great spot to relax and enjoy quiet evenings.

The essentials

Built
2004
Price / sqft
$197
On market
223 days
Annual tax
$4,574
HOA
$95/mo
Flood zone
X · Low risk
Lot
8,089 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
8,089 sqft lot
Lot size
1,647 sqft
Living area

Payment

Est. monthly payment
$2,334/mo
Down payment (20%)
$65,000
Property taxes
$381/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
8,089 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
223
Ceiling Fans(s)
Lighting
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,574
Parcel #
26-28-24-588502-001080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gates Lake Region
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
8,089 sqft
HOA
$95/mo
Crystal Maharidge

Price history

Date
Event
Price
3/5/2026
Listed for sale
Source: Stellar MLS #O6388012
$325,000
$197/sqft

Neighborhood

319 Niblick Cir
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $325,000
$322,500 – $325,000
99.5% – 100% of listTops out right at the list price
80% of listList price
166 of the last 269 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 223.

Sample: 269 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,334/mo
Principal & interest$1,695
Property taxes$381
Insurance$163
HOA$95
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,000

$197 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,647 sq ft

Time on market

223 days

Year built

2004

Monthly payment

About $2,334/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,574 annual tax bill, insurance, and the $95/mo HOA fee.

HOA fee

$95/mo

Managed by Crystal Maharidge.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6388012.

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