1885 Shadow Box Bnd, photo 1
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Overview

3 bd2 ba1,589 sqft2 car garageSingle Family
TypeSingle Family
HOA$278.5/qtr
Built2026
Lot6,000 sqft
Living area1,589 sqft
Price / sqft$276
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
BRACK RANCH
Type
Single Family Residence

True monthly carry

HOA
~$93/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)LightingSidewalk

1885 Shadow Box Bnd is a 2026-built home in Brack Ranch, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,589 square feet of living space. Listed at $438,490 (about $276/sqft), 215 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $278.5 quarterly.

From the listing

One or more photo(s) has been virtually staged. Under Construction. ***OCTOBER DELIVERY!***Stanley Martin builds new construction homes in the Brack Ranch community in St. Cloud, Florida. This neighborhood is ideally located midway between downtown Orlando and the beaches of Florida's east coast. You'll have the best of both worlds- the excitement of the city and the tranquility of the coast right at your fingertips. Downtown Orlando and its famous theme parks are just 25 miles away, and I-95 is only 35 miles away, making for an easy commute. With easy access to SR-417, SR-528, US-192, and Florida's Turnpike, your commute will be a breeze. Plus, with Orlando International Airport just a 15-minute drive away, travel is a breeze. It's not just about the surroundings: Brack Ranch is packed with amenities designed to enhance your lifestyle. Take a dip in the pool, relax in our clubhouse, or explore the many hiking trails. The Portland is the perfect floorplan to take advantage of the Florida lifestyle. In this home guests are greeted by a covered entryway that leads into a spacious main level living area. No matter where you are in this space, the open floorplan is a great place for entertaining family and friends. The kitchen island, allows for natural movement through the main level, keeping the kitchen as the focal point of the home. Two spacious bedrooms share a hall bath on the main level, and the real showcase of this home is the primary suite which offers the utmost luxury and privacy. You have everything you need with dual vanities, a large walk-in closet, and standing shower. This home is an oasis for those looking for a new construction home, built for the way you live! *Photos are from a similar home.

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The essentials

Built
2026
Price / sqft
$276
On market
215 days
Annual tax
$5,237
HOA
$278.5/qtr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Covered
6,000 sqft lot
Lot size
1,589 sqft
Living area

Payment

Est. monthly payment
$3,035/mo
Down payment (20%)
$87,698
Property taxes
$436/mo
HOA
$278.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Days on Market
215
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Clubhouse
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$5,237
Parcel #
16-25-31-3675-0001-2930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Brack Ranch
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,000 sqft
ClearedLandscapedSidewalkPaved
HOA
$278.5/qtr
EMPIRE MANAGEMENT ASSOCIATION

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6388930
$438,490-0.5%
$276/sqft
-
Price change
Source: Stellar MLS #O6388930
$440,490+5.1%
$277/sqft
3/9/2026
Listed for sale
Source: Stellar MLS #O6388930
$418,990
$264/sqft

Neighborhood

1885 Shadow Box Bnd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $438,490
$437,500 – $438,490
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 215.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,035/mo
Principal & interest$2,287
Property taxes$436
Insurance$219
HOA$93
Down payment20% · $87,698
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$438,490

$276 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,589 sq ft

Time on market

215 days

Year built

2026

Monthly payment

About $3,035/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,237 annual tax bill, insurance, and the $278.5/qtr HOA fee.

HOA fee

$278.5/qtr

Managed by EMPIRE MANAGEMENT ASSOCIATION.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySM FLORIDA BROKERAGE LLCListing agent: Jason WalzerListing data from Stellar MLS, MLS# O6388930.

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