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Overview

4 bd4 ba3,063 sqft3 car garageSingle Family
TypeSingle Family
HOA$310/qtr
Built2019
Lot7,405 sqft
Living area3,063 sqft
Price / sqft$192
Garage3 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboPrimarybedroom UpstairsVaulted Ceiling(s)Walk-in Closet(s)

5416 Carrara CT is a 2019-built home in Sunset Grvs Ph 2, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,063 square feet of living space. Listed at $589,000 (about $192/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 quarterly.

From the listing

Picture yourself pulling up to a Mediterranean-style home where architectural detail and curb appeal set the tone before you even step inside. From the moment you walk through the front door, the upgraded wood-look porcelain tile floors stretch across the entire first floor. The chef's kitchen is spacious and open with stainless-steel appliances, an oversized walk-in pantry that keeps everything organized and within reach, and counter space that invites you to spread out. The open layout keeps the kitchen connected to the living area, no walls between the conversation and the cooking. In the living room, a custom electric fireplace anchors the space with a warm, modern glow. Three panel sliding glass doors span the wall and fold open completely, erasing the line between inside and outside. Step out onto the extended screened-in lanai and the backyard opens up around you a generous, private outdoor space built for Florida living at its fullest. Whether it's a weekend gathering, a quiet morning with coffee, or an evening with friends, this outdoor area delivers the kind of privacy and space that is hard to find. The screen enclosure keeps it comfortable year-round. Back inside and up the staircase, every inch of it has been recently upgraded with wood flooring that continues across the entire second floor, no more carpet. This second floor opens up into a large loft area that serves as a true flex space. Use it as a game room, a home office, a media room, or a fitness space. Two bedrooms on the second floor share a thoughtfully designed jack-and-jill bathroom, each bedroom with its own private entry to the shared bath. The primary suite is its own retreat: spacious, quiet, and anchored by a walk-in shower finished floor-to-ceiling in designer tile that feels more like a boutique hotel. This property runs entirely on fully paid-off solar panels: no lease, no monthly solar payment, no transfer of debt to the buyer. The system is yours from day one, and so are the savings. Electricity costs in Florida are among the highest in the country; this home eliminates that variable almost entirely. This property also has new water heater, new dishwasher and new water softener system. The second detail: The in-law suite on the first floor was transformed to a private accessory dwelling unit on the first floor features its own independent entrance, a fully self-contained space with a bedroom, full bathroom, kitchenette and laundry, completely separated from the main living area. This unit has the potential to create a passive income stream that directly offsets your monthly mortgage or should you prefer to use the space personally as a private guest suite. The choice is yours and so monthly passive income if you want it. Prefer full integration? The separation between the main residence and this unit was created through a non-structural drywall modification. Restoring interior access is a straightforward process, and the seller is giving the buyer the option to receive this home as a fully connected 4-bedroom, 3.5-bathroom residence if that better fits their needs. Located in one of the most desired areas to live in Central Florida. Located south of Lake Nona, minutes from Sunbridge, Medical City, Lake Toho, Orlando International Airport & SR-417. Schedule your private showing today! Opportunities with paid solar, passive income, low HOA & this level of finish do not stay available long. This beauty can be your new HOME!

The essentials

Built
2019
Price / sqft
$192
On market
53 days
Annual tax
$7,192
HOA
$310/qtr
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Community pool
Shared amenity
3 car garage
7,405 sqft lot
Lot size
3,063 sqft
Living area

Payment

Est. monthly payment
$4,069/mo
Down payment (20%)
$117,800
Property taxes
$599/mo
HOA
$310/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
7,405 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
53
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Primarybedroom Upstairs
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Community Mailbox
Deed Restrictions
Pool
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Water Softener
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,192
Parcel #
16-25-31-5015-0001-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Grvs Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,405 sqft
HOA
$310/qtr
Artemis Lifestyle

Price history

Date
Event
Price
8/18/2026
Listed for sale
Source: Stellar MLS #S5155863
$589,000
$192/sqft

Neighborhood

5416 Carrara CT
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $589,000
$585,000 – $589,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 53.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,069/mo
Principal & interest$3,072
Property taxes$599
Insurance$295
HOA$103
Down payment20% · $117,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,000

$192 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,063 sq ft

Time on market

53 days

Year built

2019

Monthly payment

About $4,069/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,192 annual tax bill, insurance, and the $310/qtr HOA fee.

HOA fee

$310/qtr

Managed by Artemis Lifestyle.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Angie AmateListing data from Stellar MLS, MLS# S5155863.

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