2788 Southland St, photo 1
Active
1 / 35

Overview

3 bd3 ba2,335 sqft2 car garageSingle Family
TypeSingle Family
HOA$329/mo
Built2022
Lot6,970 sqft
Living area2,335 sqft
Price / sqft$251
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Surface CountersStone CountersWalk-in Closet(s)Window TreatmentsSidewalk

2788 Southland St is a 2022-built home in Twin Lakes Ph 2a-2b, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,335 square feet of living space. Listed at $585,000 (about $251/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $329 monthly.

From the listing

WELCOME TO ELEVATED 55+ LIVING IN TWIN LAKES! Discover comfort, style, and an active lifestyle at 2788 Southland Street in Saint Cloud. This beautifully designed single-story home features 3 spacious bedrooms, 3 full bathrooms, more than 2,300 square feet of living space, and an attached 2-car garage. The bright, open-concept floor plan is enhanced by neutral finishes, modern lighting, and tile flooring throughout. At the heart of the home, the gourmet kitchen offers sleek cabinetry, stainless-steel appliances, a large center island with breakfast-bar seating, and a generous walk-in pantry—perfect for everyday living and entertaining. The private primary suite provides a relaxing retreat with a spacious walk-in closet and an elegant ensuite bathroom featuring dual vanities and a glass-enclosed walk-in shower. Two additional bedrooms and full bathrooms with excellent flexibility for guests, a home office, or hobbies. Step outside to the covered patio and beautifully landscaped backyard—an inviting setting for morning coffee or peaceful evenings. Located within the desirable gated 55+ community of Twin Lakes, residents enjoy access to resort-style amenities, including a clubhouse, community pool, fitness center, pickleball courts, and social activities. Conveniently situated near Narcoossee Road, US-192, Downtown Saint Cloud, shopping, dining, and Lakefront Park. This is more than a home—it’s the lifestyle you’ve been waiting for!

The essentials

Built
2022
Price / sqft
$251
On market
28 days
Annual tax
$9,683
HOA
$329/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
2 car garage
6,970 sqft lot
Lot size
2,335 sqft
Living area

Payment

Est. monthly payment
$4,479/mo
Down payment (20%)
$117,000
Property taxes
$807/mo
HOA
$329/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,970 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
28
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Stone Counters
Walk-in Closet(s)
Window Treatments
Sidewalk
Clubhouse
Fitness Center
Gated Community - Guard
Park
Playground
Pool
Sidewalks
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$9,683
Parcel #
17-26-31-5262-0001-6960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Ph 2a-2b
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,970 sqft
HOA
$329/mo
TWINLAKES

Price history

Date
Event
Price
9/12/2026
Listed for sale
Source: Stellar MLS #O6441848
$585,000
$251/sqft

Neighborhood

2788 Southland St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $585,000
$580,000 – $585,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 28.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,479/mo
Principal & interest$3,051
Property taxes$807
Insurance$293
HOA$329
Down payment20% · $117,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$585,000

$251 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,335 sq ft

Time on market

28 days

Year built

2022

Monthly payment

About $4,479/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,683 annual tax bill, insurance, and the $329/mo HOA fee.

HOA fee

$329/mo

Managed by TWINLAKES.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBP REALTYListing agent: Esmeralda RosarioListing data from Stellar MLS, MLS# O6441848.

Keep exploring Florida

Pick up where you left off, or see what else is out there.