439 Sunlit Coral St, photo 1
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Overview

4 bd3 ba2,328 sqft2 car garageSingle Family
TypeSingle Family
HOA$90/yr
Built2022
Lot5,000 sqft
Living area2,328 sqft
Price / sqft$119
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanThermostatWalk-in Closet(s)ClubhouseCommunity MailboxDeed Restrictions

439 Sunlit Coral St is a 2022-built home in Shell Cove Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,328 square feet of living space. Listed at $277,000 (about $119/sqft), 202 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $90 annually.

From the listing

This stunning home offers the perfect blend of modern comfort and relaxed coastal living. Step inside to discover a bright, open-concept floor plan designed for both everyday living and effortless entertaining. The spacious living area flows seamlessly into a well-appointed kitchen featuring sleek countertops, ample cabinetry, and modern appliances. The home boasts generously sized bedrooms, including a serene primary suite complete with a private en-suite bathroom and walk-in closet. Natural light fills every corner, creating a warm and inviting atmosphere throughout. Outside, enjoy your own private retreat with a backyard perfect for relaxing evenings, grilling, or soaking up the Florida sunshine. Whether you're sipping morning coffee or hosting friends, this outdoor space offers endless possibilities. Located in a desirable community, this property provides convenient access to shopping, dining, schools, and the beautiful Gulf Coast beaches. With easy access to major highways, commuting to Tampa, Sarasota, or St. Petersburg is a breeze. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home checks all the boxes. Don’t miss your chance to own a piece of Ruskin charm—schedule your private showing today!

The essentials

Built
2022
Price / sqft
$119
On market
202 days
Annual tax
$8,652
HOA
$90/yr
Flood zone
AE
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
5,000 sqft lot
Lot size
2,328 sqft
Living area

Payment

Est. monthly payment
$2,312/mo
Down payment (20%)
$55,400
Property taxes
$721/mo
HOA
$90/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,000 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
202
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$8,652
Parcel #
U-06-32-19-C07-000000-00410.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shell Cove Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,000 sqft
HOA
$90/yr
Beverly Pabon

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #O6391603
$277,000-1.0%
$119/sqft
-
Price change
Source: Stellar MLS #O6391603
$279,900-22.2%
$120/sqft
3/24/2026
Listed for sale
Source: Stellar MLS #O6391603
$360,000-1.4%
$155/sqft
3/29/2022
Sold
Source: Hillsborough County Public Record
$365,000
$157/sqft

Neighborhood

439 Sunlit Coral St
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $277,000
$275,000 – $277,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 202 after a $83,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,312/mo
Principal & interest$1,445
Property taxes$721
Insurance$139
HOA$8
Down payment20% · $55,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$277,000

$119 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,328 sq ft

Time on market

202 days

Year built

2022

Monthly payment

About $2,312/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,652 annual tax bill, insurance, and the $90/yr HOA fee.

HOA fee

$90/yr

Managed by Beverly Pabon.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byHOUWZER INCListing agent: Daniel RobinsonListing data from Stellar MLS, MLS# O6391603.

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