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About this home
1521 Custer Bayou St is a 2016-built home in Bayridge, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,445 square feet of living space. Listed at $364,000 (about $149/sqft), 32 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $282 monthly.
1521 Custer Bayou Street, Ruskin, FL 33570 | 4 Beds | 2.5 Baths | 2,445 Sq Ft | 3.00% ASSUMABLE LOAN | Gated Bayridge | Community Pool + Playground | Solar Panels | Screened Lanai | 2-Car Garage | No CDD A 3.00% assumable loan with approximately $164,000 remaining creates a standout opportunity at 1521 Custer Bayou Street Qualified buyers are welcome to pursue the assumption, subject to loan servicer approval. Life at 1521 Custer Bayou Street is built around having more time to enjoy home. Start the morning on the covered front porch, spend an afternoon at the Bayridge community pool, and end the day on the screened rear lanai while the HOA handles the lawn and grounds maintenance. Inside, 2,445 heated square feet creates room to spread out across two levels, with open gathering spaces downstairs and a second living area upstairs. The main level connects the kitchen, dining areas, and living room in an easy flow for everyday meals, game nights, or hosting friends. Upgraded luxury vinyl flooring installed in 2022 runs through the main living spaces, complemented by high ceilings and tray-ceiling details. The kitchen centers around a large island with stone counters, solid wood cabinetry, a closet pantry, and Samsung Bespoke refrigerator, range, microwave, and dishwasher installed in March 2023. The dining space includes a custom built-in dry bar with glass cabinets and a wine fridge. Sliding glass doors extend the living space to the screened rear porch and patio, keeping indoor and outdoor time connected. A flexible first-floor room near the powder bath adds useful space for changing needs. Upstairs, the separate loft creates another place to relax away from the main living room. The primary suite has a walk-in closet and an en suite bath with dual sinks, stone counters, and a walk-in shower. A dedicated upstairs laundry room keeps daily routines close to the bedrooms. The outdoor spaces give you multiple ways to enjoy Florida weather without leaving home. The attached 2-car garage adds parking and storage, while irrigation, rain gutters, and a private yard support day-to-day function. Important updates add value where it matters. Solar panels were installed in July 2023, with the seller to pay the remaining solar financing balance at closing. A built-in dry bar was added to the dining area. The water heater was replaced in February 2023, and a reverse-osmosis system and whole-home water softener were added in July 2025. The seller reports the HVAC system as approximately one year old. Samsung Bespoke kitchen appliances were installed in March 2023. Bayridge is a gated Ruskin community with a pool, playground, sidewalks, and private paved roads. The required $282/month HOA fee covers community pool care, grounds maintenance, manager services, private-road maintenance, and recreational facilities, giving you fewer exterior chores and more time to enjoy the neighborhood amenities. There is no CDD. ***** WHAT THE SELLER LOVES The lifestyle here is easy to settle into: coffee on the front porch, afternoons at the community pool, evenings on the screened lanai, and a fenced yard ready for time outside. Inside, the upgraded flooring, Samsung Bespoke kitchen appliances, custom dining dry bar, solar panels, and whole-home water treatment make the home feel thoughtfully updated, while HOA-included lawn care means weekends can stay focused on enjoying the home instead of maintaining the yard.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$364,000
$149 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,445 sq ft
Time on market
32 days
Year built
2016
Monthly payment
About $2,700/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,058 annual tax bill, insurance, and the $282/mo HOA fee.
HOA fee
$282/mo
Managed by LeLand Management / Karl Bogulob.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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