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Overview

4 bd4 ba2,044 sqft1 car garageTownhouse
TypeTownhouse
HOA$585/mo
Built2007
Lot2,079 sqft
Living area2,044 sqft
Price / sqft$218
Garage1 car

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About this home

Solid Wood CabinetsWalk-in Closet(s)BalconyClubhouseFitness CenterGolf Carts OKPlaygroundPool

3202 Mangrove Point Dr is a 2007-built home in Bahia Beach Twnhms Ph 2, Ruskin. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,044 square feet of living space. Listed at $446,000 (about $218/sqft), 169 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $585 monthly.

From the listing

Welcome to 3202 Mangrove Point Drive, where investment opportunity meets effortless coastal living in the waterfront community of Little Harbor. This RARE 4-bedroom END-unit townhome stands out from the rest, offering extra privacy, abundant natural light, and a flexible layout designed for both personal enjoyment and income potential. A main-level bedroom and full bath create the perfect setup for guests, while the upper level features three additional bedrooms, each with its own private balcony terrace, inviting in the coastal breeze and water views. Offered fully furnished and completely turnkey, this property is already operating as a successful short-term rental - ready to generate income from day one. Thoughtfully equipped with everything guests love, including furniture, TVs, 8 bicycles, and two golf carts, it delivers a seamless experience for both owners and visitors. Whether you're targeting Airbnb revenue or looking for a personal escape, this home checks every box with low-maintenance ownership and high guest appeal. Beyond your front door, the lifestyle truly comes to life. Residents and guests enjoy access to a private fishing pier, a white sandy beach, multiple waterfront dining options, resort-style pools, a marina with direct access to the Bay and Gulf (no bridges), and endless ways to stay active - from tennis and pickleball to kayaking along scenic waterways often visited by dolphins and manatees. Sunset views from the private pier, days spent on the water, and evenings at the tiki bar create a vacation-like atmosphere year-round. Perfectly positioned for convenience, you're within easy reach of Tampa's vibrant dining, sports, and entertainment scene, while also being a short drive to world-renowned beaches like Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. Whether you're seeking a low-maintenance coastal retreat, a high-performing investment, or the best of both worlds, this waterfront townhome delivers a lifestyle, and return - that's hard to match.

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The essentials

Built
2007
Price / sqft
$218
On market
169 days
Annual tax
$10,095
HOA
$585/mo
Flood zone
AE
Lot
2,079 sqft
Type
Townhouse

At a glance

Townhouse
Built 2007
Waterfront
Canal - Saltwater
Community pool
Fitness center too
1 car garage
Garage Door Opener
2,079 sqft lot
Lot size

Payment

Est. monthly payment
$3,975/mo
Down payment (20%)
$89,200
Property taxes
$841/mo
HOA
$585/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2007
Lot
2,079 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener
Waterfront
Canal - Saltwater
Days on Market
169
Solid Wood Cabinets
Walk-in Closet(s)
Balcony
Clubhouse
Fitness Center
Golf Carts OK
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$10,095
Parcel #
U-02-32-18-82I-000001-00001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bahia Beach Twnhms Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
2,079 sqft
In County
HOA
$585/mo
N/A

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #TB8501037
$446,000-4.3%
$218/sqft
-
Price change
Source: Stellar MLS #TB8501037
$466,000-4.1%
$228/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #TB8501037
$486,000
$238/sqft

Neighborhood

3202 Mangrove Point Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $446,000
$445,000 – $446,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 34 townhouse or villa closings in 33570 landed at this number or higher (59%). The median one sat 77 days before it went under contract, and this one is on day 169 after a $40,000 cut.

Sample: 34 closed townhouse or villa sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,975/mo
Principal & interest$2,326
Property taxes$841
Insurance$223
HOA$585
Down payment20% · $89,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$446,000

$218 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,044 sq ft

Time on market

169 days

Year built

2007

Monthly payment

About $3,975/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,095 annual tax bill, insurance, and the $585/mo HOA fee.

HOA fee

$585/mo

Managed by N/A.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 BEGGINS ENTERPRISESListing agent: Kalani HaymanListing data from Stellar MLS, MLS# TB8501037.

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