146 Rain Berry Ave, photo 1
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Overview

5 bd3 ba2,557 sqft3 car garageSingle Family
TypeSingle Family
HOA$117/mo
Built2021
Lot8,044 sqft
Living area2,557 sqft
Price / sqft$143
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart Home

146 Rain Berry Ave is a 2021-built home in Osprey Reserve, Ruskin. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,557 square feet of living space. Listed at $365,000 (about $143/sqft), 102 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $117 monthly.

From the listing

Short Sale. BANK-APPROVED SHORT SALE PRICE: $365,000! If you've been searching for a home with space for everyone, your search ends here! This beautifully maintained 5-bedroom, 3-bath home, built in 2021, offers over 2,600 square feet of thoughtfully designed living space and a spacious 3-car garage. As the only five-bedroom floor plan in the community, this rare home is perfect for growing families, multi-generational living, or anyone who simply wants extra room to live, work, and entertain. A charming covered front porch welcomes you inside, where 9-foot ceilings and an open, airy layout create an inviting atmosphere. The split-bedroom floor plan features two private suites, making it ideal for guests or extended family. Every bedroom is generously sized with walk-in closets and custom shelving, providing exceptional storage throughout. The heart of the home is the expansive kitchen, designed for both everyday living and entertaining. It features an oversized island with seating, granite countertops, rich wood cabinetry, stainless steel appliances, a walk-in pantry, upgraded fixtures, and abundant cabinet space. The kitchen flows seamlessly into the spacious living and dining areas, creating the perfect place to gather with family and friends. The primary suite has been thoughtfully enhanced for added privacy and includes a customized walk-in closet. The oversized 3-car garage offers additional overhead storage and plenty of room for vehicles, hobbies, or a workshop. Outside, enjoy a large backyard patio with peaceful water views, providing an ideal setting for entertaining, grilling, or simply relaxing after a long day. Conveniently located in the growing community of Ruskin, you'll enjoy quick access to I-75, US-41, shopping, dining, schools, parks, and the beautiful Gulf Coast. Bank-approved short sale price of $365,000 — an opportunity to own a spacious, newer home at an attractive price. Don't miss it!

The essentials

Built
2021
Price / sqft
$143
On market
102 days
Annual tax
$7,994
HOA
$117/mo
Flood zone
AE
Lot
8,044 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
3 car garage
8,044 sqft lot
Lot size
2,557 sqft
Living area

Payment

Est. monthly payment
$2,870/mo
Down payment (20%)
$73,000
Property taxes
$666/mo
HOA
$117/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
8,044 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
-
Days on Market
102
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Walk-in Closet(s)
Hurricane Shutters
Private Yard
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Apollo Beach-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$7,994
Parcel #
U-06-32-19-C25-000000-00024.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Osprey Reserve
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
8,044 sqft
HOA
$117/mo
Osprey Reserve Community

Price history

Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #TB8525079
$365,000-1.4%
$143/sqft
-
Price change
Source: Stellar MLS #TB8525079
$369,999-5.1%
$145/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #TB8525079
$389,999+16.1%
$153/sqft
4/14/2021
Sold
Source: Hillsborough County Public Record
$335,900
$131/sqft

Neighborhood

146 Rain Berry Ave
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $365,000
$362,500 – $365,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 102 after a $24,999 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,869/mo
Principal & interest$1,904
Property taxes$666
Insurance$183
HOA$117
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$365,000

$143 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,557 sq ft

Time on market

102 days

Year built

2021

Monthly payment

About $2,870/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,994 annual tax bill, insurance, and the $117/mo HOA fee.

HOA fee

$117/mo

Managed by Osprey Reserve Community.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byWEICHERT REALTORS EXCLUSIVE PROPERTIESListing agent: Hector ContrerasListing data from Stellar MLS, MLS# TB8525079.

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