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Overview

2 bd2 ba1,624 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/mo
Built2017
Lot6,970 sqft
Living area1,624 sqft
Price / sqft$252
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Lighting

4902 W Fountainwood Dr is a 2017-built home in Twin Lakes Ph 1, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,624 square feet of living space. Listed at $409,000 (about $252/sqft), 187 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 monthly.

From the listing

Welcome to easy, resort-style living in the highly sought-after 55+ gated community of Twin Lakes in St. Cloud FL. This beautifully maintained, move-in ready home offers the perfect blend of comfort, convenience, and low-maintenance living—ideal for those ready to enjoy the next chapter. Step inside to a bright, open layout designed for both everyday living and entertaining. The spacious living areas flow seamlessly into a well-appointed kitchen featuring an island—perfect for gathering with family and friends. Two sets of sliding glass doors lead out to the lanai, creating a seamless indoor-outdoor living experience. Enjoy peaceful mornings and relaxing evenings in your private outdoor space, with no heavy upkeep—just more time to do what you love. The HOA takes care of the lawn, including trees and bushes, and even handles driveway pressure washing when needed, making everyday living truly effortless. Living in Twin Lakes means access to exceptional, resort-style amenities, including a state-of-the-art fitness center, multiple heated swimming pools, tennis and pickleball courts, a community boat and dock, plus opportunities for kayaking, canoeing, and fishing. It’s more than a home—it’s a lifestyle. Conveniently located between Disney and Melbourne, and just a short drive to Lake Nona Medical City, shopping, and dining, this home offers both tranquility and accessibility. Move-in ready and priced to sell—don’t miss your opportunity to make this your next home. Schedule your private showing today!

The essentials

Built
2017
Price / sqft
$252
On market
187 days
Annual tax
$5,747
HOA
$310/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Fitness center too
2 car garage
Driveway
6,970 sqft lot
Lot size
1,624 sqft
Living area

Payment

Est. monthly payment
$3,126/mo
Down payment (20%)
$81,800
Property taxes
$479/mo
HOA
$310/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
187
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Lighting
Rain Gutters
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Park
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,747
Parcel #
17-26-31-5261-0001-1230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,970 sqft
HOA
$310/mo
Castle Group/ Karleen Camacho

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #O6396943
$409,000-1.4%
$252/sqft
-
Price change
Source: Stellar MLS #O6396943
$415,000-1.2%
$256/sqft
4/9/2026
Listed for sale
Source: Stellar MLS #O6396943
$420,000
$259/sqft

Neighborhood

4902 W Fountainwood Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $409,000
$407,500 – $409,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 379 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 187 after a $11,000 cut.

Sample: 379 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,127/mo
Principal & interest$2,133
Property taxes$479
Insurance$205
HOA$310
Down payment20% · $81,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$409,000

$252 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,624 sq ft

Time on market

187 days

Year built

2017

Monthly payment

About $3,126/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,747 annual tax bill, insurance, and the $310/mo HOA fee.

HOA fee

$310/mo

Managed by Castle Group/ Karleen Camacho.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKEY CLASSIC REALTY LLCListing agent: Laisa SantiagoListing data from Stellar MLS, MLS# O6396943.

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