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About this home
2808 Deerfield St is a 2004-built home in Hammock Pointe Unit 3, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,178 square feet of living space. Listed at $549,990 (about $253/sqft), 372 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $186 semi-annually.
POOL HOME + OWNED SOLAR + 3-CAR GARAGE + OVERSIZED LOT — all at $549,900! Welcome to 2808 Deerfield Street, offering 2,178 sq. ft. of single-story living on a spacious .34-acre lot in Hammock Pointe. The home features an open, light-filled layout with high ceilings and pocket sliding doors that disappear into the wall, creating a seamless connection between the living area and screened pool. It’s a setup made for Florida living, entertaining, and enjoying the backyard year-round. Major updates have already been handled, including a 2021 roof, 2019 HVAC, energy-efficient windows, updated flooring and newer appliances. Even better, the home includes a fully owned solar system—no solar lease or payment to assume. Outside, there’s plenty of room to spread out, plus a 3-car garage, dedicated RV parking with charging hookup, irrigation system and low HOA. The flexible fourth bedroom is enclosed with doors and currently does not have a built-in closet, making it equally useful as a bedroom, office, playroom or bonus space. If you’ve been searching for a pool home with land, owned solar, garage space and features that are increasingly hard to find in newer communities, this one deserves a look. Schedule your showing and see the value for yourself.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$549,990
$253 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,178 sq ft
Time on market
372 days
Year built
2004
Monthly payment
About $3,809/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,811 annual tax bill, insurance, and the $186/yr HOA fee.
HOA fee
$186/yr
Managed by Empire Management Group.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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