4932 Olivia CT, photo 1
Active
1 / 11

Overview

5 bd3 ba3,166 sqft3 car garageSingle Family
TypeSingle Family
HOA$135/mo
Built2020
Lot6,970 sqft
Living area3,166 sqft
Price / sqft$174
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanLightingStreet LightsDishwasherMicrowaveRangeRefrigerator

4932 Olivia CT is a 2020-built home in Hanover Lakes Ph 3, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,166 square feet of living space. Listed at $550,000 (about $174/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $135 monthly.

From the listing

Space, comfort, value, and a beautiful water-view setting come together at 4932 Olivia Ct in Saint Cloud. Built in 2020, this impressive 5-bedroom, 3-bathroom home features 3,166 square feet of thoughtfully designed living space, giving you the room you need without sacrificing comfort or functionality. From the moment you enter, the open layout creates an inviting feel with spacious gathering areas, abundant natural light, and flexible rooms that can easily fit today’s lifestyle. The kitchen, dining, and living areas flow together beautifully, making the home ideal for entertaining, relaxing, or everyday living. With five bedrooms and three full bathrooms, there is plenty of space for guests, a home office, media room, fitness area, or multi-generational living needs. The generous primary suite provides a private retreat, while the additional bedrooms provide comfort and flexibility throughout the home. Step outside and enjoy peaceful water views from the backyard, with the waterway connected to a natural lake, creating a relaxing backdrop for morning coffee, evening sunsets, or outdoor gatherings. The property may present potential for a future dock, subject to HOA, county, and applicable environmental approvals. Buyer and buyer’s agent are responsible for verifying all water access, dock feasibility, restrictions, permits, and approvals. Conveniently located near Lake Nona Medical City, Orlando International Airport, major roads, shopping, dining, and Central Florida attractions. If you are looking for a newer, spacious home with excellent value, a flexible layout, and a desirable water-view setting, this one deserves to be at the top of your list.

The essentials

Built
2020
Price / sqft
$174
On market
102 days
Annual tax
$10,639
HOA
$135/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
3 car garage
6,970 sqft lot
Lot size
3,166 sqft
Living area

Payment

Est. monthly payment
$4,165/mo
Down payment (20%)
$110,000
Property taxes
$887/mo
HOA
$135/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,970 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
102
Open Floorplan
Lighting
Street Lights
Dishwasher
Microwave
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,639
Parcel #
20-26-31-3429-0001-2240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Lakes Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,970 sqft
HOA
$135/mo
unkonw

Price history

Date
Event
Price
7/1/2026
Listed for sale
Source: Stellar MLS #O6421553
$550,000
$174/sqft

Neighborhood

4932 Olivia CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $550,000
$545,000 – $550,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 102.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,165/mo
Principal & interest$2,868
Property taxes$887
Insurance$275
HOA$135
Down payment20% · $110,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$550,000

$174 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,166 sq ft

Time on market

102 days

Year built

2020

Monthly payment

About $4,165/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,639 annual tax bill, insurance, and the $135/mo HOA fee.

HOA fee

$135/mo

Managed by unkonw.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAAA GLOBAL VENTURES PAListing agent: Qinghe MengListing data from Stellar MLS, MLS# O6421553.

Keep exploring Florida

Pick up where you left off, or see what else is out there.