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Overview

3 bd3 ba1,824 sqft2 car garageTownhouse
TypeTownhouse
HOA$332/mo
Built2023
Lot2,614 sqft
Living area1,824 sqft
Price / sqft$175
Garage2 car

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About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersThermostatWalk-in Closet(s)

4887 Cross Prairie Pkwy is a 2023-built home in Havenfield At Cross Prairie, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,824 square feet of living space. Listed at $319,000 (about $175/sqft), 155 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $332 monthly.

From the listing

Welcome home to this beautifully designed three-bedroom townhome, where comfort, space, and functionality come together for modern family living. The open-concept kitchen features elegant quartz countertops and flows seamlessly into the family room—creating the perfect space for shared meals, homework time, and relaxing evenings together. Upstairs, a spacious loft offers flexible use as a playroom, home office, study area, or family media space. The smart layout includes three well-proportioned bedrooms, providing privacy and comfort for every member of the household. Two secondary bedrooms are located at the rear of the home and share a full hall bath, while the private owner’s suite at the front offers a walk-in closet and a well-appointed en-suite bath with dual-sink quartz vanity and a large walk-in shower. This home features three bedrooms, two and a half bathrooms, a two-car garage, and an extended driveway, making daily routines and guest parking simple and stress-free. Located in the welcoming community of Cross Prairie, this home delivers the space, design, and functionality today’s families need to grow and thrive. Schedule your private showing today and discover the perfect place to create lasting memories.

The essentials

Built
2023
Price / sqft
$175
On market
155 days
Annual tax
$6,239
HOA
$332/mo
Flood zone
X500 · Low risk
Lot
2,614 sqft
Type
Townhouse

At a glance

Townhouse
Built 2023
Community pool
Shared amenity
2 car garage
2,614 sqft lot
Lot size
1,824 sqft
Living area

Payment

Est. monthly payment
$2,675/mo
Down payment (20%)
$63,800
Property taxes
$520/mo
HOA
$332/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2023
Lot
2,614 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
155
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$6,239
Parcel #
21-26-30-3644-0001-5150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Havenfield At Cross Prairie
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
2,614 sqft
HOA
$332/mo
Edgewater East

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #O6408349
$319,000-3.0%
$175/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #O6408349
$329,000
$180/sqft

Neighborhood

4887 Cross Prairie Pkwy
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $319,000
$317,500 – $319,000
99.5% – 100% of listTops out right at the list price
80% of listList price
64 of the last 99 townhouse or villa closings in 34772 landed at this number or higher (65%). The median one sat 49 days before it went under contract, and this one is on day 155 after a $10,000 cut.

Sample: 99 closed townhouse or villa sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,675/mo
Principal & interest$1,664
Property taxes$520
Insurance$160
HOA$332
Down payment20% · $63,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,000

$175 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,824 sq ft

Time on market

155 days

Year built

2023

Monthly payment

About $2,675/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,239 annual tax bill, insurance, and the $332/mo HOA fee.

HOA fee

$332/mo

Managed by Edgewater East.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMCO REALTY GROUP LLCListing agent: Sarah Viana Cohim FernandezListing data from Stellar MLS, MLS# O6408349.

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