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Overview

4 bd3 ba1,854 sqft2 car garageSingle Family
TypeSingle Family
HOA$77/mo
Built2021
Lot8,712 sqft
Living area1,854 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

GardenDryerWasher

2938 Scarlett Dr is a 2021-built home in Oakley Place, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,854 square feet of living space. Listed at $430,000 (about $232/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $77 monthly.

From the listing

Welcome to 2938 Scarlett Dr, a beautiful 4-bedroom, 3-bath single-family home built in 2021 and located in the desirable Saint Cloud area. With 1,854 sq. ft. of living space, this home features a bright and functional layout designed for comfortable everyday living and entertaining. The spacious open-concept living areas create a welcoming atmosphere, while the well-designed floor plan provides privacy and flexibility for family, guests, or a home office. The generous 8,712 sq. ft. lot provides plenty of outdoor space to enjoy Florida living. Built in 2021, this newer home provides modern construction and contemporary comfort without the concerns typically associated with older properties. Conveniently located near schools, shopping, dining, parks, major roads, and all that Saint Cloud has. Whether you're looking for a primary residence or an investment property, this home presents an excellent opportunity to own a newer property in a growing Central Florida community.

The essentials

Built
2021
Price / sqft
$232
On market
27 days
Annual tax
$3,926
HOA
$77/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
8,712 sqft lot
Lot size
1,854 sqft
Living area

Payment

Est. monthly payment
$2,862/mo
Down payment (20%)
$86,000
Property taxes
$327/mo
HOA
$77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
8,712 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
27
Garden
Dryer
Washer
Flood Zone X
Annual Tax (2025)
$3,926
Parcel #
20-26-31-4466-0001-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakley Place
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,712 sqft
HOA
$77/mo
TBD

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #O6442370
$430,000
$232/sqft

Neighborhood

2938 Scarlett Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $430,000
$427,500 – $430,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 27.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,862/mo
Principal & interest$2,243
Property taxes$327
Insurance$215
HOA$77
Down payment20% · $86,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$430,000

$232 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,854 sq ft

Time on market

27 days

Year built

2021

Monthly payment

About $2,862/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,926 annual tax bill, insurance, and the $77/mo HOA fee.

HOA fee

$77/mo

Managed by TBD.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFORTEX REALTY INCListing agent: Giovanni HernandezListing data from Stellar MLS, MLS# O6442370.

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