Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
1296 Hyde St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,092 square feet of living space. Listed at $449,990 (about $215/sqft), 150 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Welcome to 1296 Hyde Street in Saint Cloud, FL: a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 2,092 square foot of well-planned living space, featuring 4 bedrooms, 2 full bathrooms, and a a 2-car garage. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with careful attention to detail in every room. The spacious flex room has endless possibilities—turn this room into whatever type of room you need such as a gym or office or kids' play space. Find your huge owner's suite in the back corner, which features an en-suite bathroom with a double sink and a walk-in closet. The three guest bedrooms and a hall bath are split from the owner's suite. This home offers the perfect blend of comfort, style, and smart design. The generous floorplan provides ample room for a variety of lifestyles, while the nearby parks offer opportunities for outdoor enjoyment. With the quality craftsmanship that M/I Homes is known for, this home is designed to meet your needs for years to come. Contact us today to learn more!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$449,990
$215 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,092 sq ft
Time on market
150 days
Year built
2026
Monthly payment
About $2,930/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,523 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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