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About this home
1304 Silo Dr is a 2025-built home in Prairie Oaks, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,531 square feet of living space. Listed at $495,000 (about $196/sqft), 143 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 monthly.
Welcome to Prairie Oaks in St. Cloud, where peaceful living meets incredible convenience! This beautifully designed floor plan offers 4 bedrooms, 3 full bathrooms, and a spacious 2-car garage with a layout that perfectly blends functionality and style. From the moment you step inside, you’ll notice the bright open-concept design, modern finishes, and expansive living spaces that make this home ideal for both everyday living and entertaining. The stunning kitchen features white cabinetry, stainless steel appliances, a large center island, and plenty of counter space, all overlooking the main living and dining areas. The spacious primary suite offers a relaxing retreat with a large walk-in closet, dual vanities, and an oversized glass-enclosed shower. Upstairs living space provides additional flexibility for a loft/bonus room, office, or play area, while the generously sized secondary bedrooms provide comfort for family and guests alike. One of the highlights of this home is the spacious backyard setting, offering plenty of room to relax, entertain, or enjoy the Florida lifestyle outdoors. Residents of Prairie Oaks also enjoy access to a community pool, adding to the neighborhood’s relaxed and welcoming atmosphere. Located just minutes from Narcoossee Road, FL-417, the Florida Turnpike, Lake Nona, Orlando International Airport, shopping, restaurants, and hospitals, Prairie Oaks delivers exceptional connectivity while still offering more value than many nearby Lake Nona communities. This is an incredible opportunity to own a newer construction home in a growing area of St. Cloud known for its convenient access to Lake Nona and Orlando.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$495,000
$196 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,531 sq ft
Time on market
143 days
Year built
2025
Monthly payment
About $3,131/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,752 annual tax bill, insurance, and the $155/mo HOA fee.
HOA fee
$155/mo
Managed by Empire Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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