Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ESPLANADE AT CENTER LAKE RANCH
- Type
- Villa
True monthly carry
- HOA
- ~$408/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5380 Spoonflower CT is a 2026-built home in Esplanade At Center Lake Ranch, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,515 square feet of living space. Listed at $315,000 (about $208/sqft), 143 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,224 quarterly.
Under Construction. What's Special: Close to Amenity | Pond View. New Construction - Ready Now! Welcome to the Caicos at 5380 Spoonflower Court in Esplanade at Center Lake Ranch! This beautiful villa features an open concept designed for relaxed living and effortless entertaining. Upon entry, you’re greeted by a spacious great room that flows into the kitchen and adjoining dining, creating a natural hub for gathering. The private primary suite is positioned at the rear of the home, offering a well-appointed bath and walk-in closet, while a secondary bedroom and full bath provide a comfortable space for guests. A bonus room gives the perfect setting for a home office or creative space, and the covered extended lanai invites you to enjoy the outdoors. Additional Highlights Include: stainless-steel apron front kitchen sink and garden fence. Photos are for representative purposes only. MLS#O6409643 - Experience resort-style living at Esplanade in Center Lake Ranch, a gated community in St. Cloud. Enjoy nature and pond views, a resort-style pool, spa, fitness center, and movement studio. Stay active with pickleball, bocce, and the Bark Park, while concierge services and community events create a vibrant lifestyle. Planned trails, parks, and an 11-acre Central Park provide the perfect blend of recreation, relaxation, and natural beauty with convenient access to major roadways.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 125 closed townhouse or villa sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$315,000
$208 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,515 sq ft
Time on market
143 days
Year built
2026
Monthly payment
About $2,615/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,224/qtr HOA fee.
HOA fee
$1,224/qtr
Managed by Center Lake Ranch Property Owners Association, Inc.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.
