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Overview

3 bd2 ba2,009 sqft2 car garageSingle Family
TypeSingle Family
HOA$93/mo
Built2014
Lot6,229 sqft
Living area2,009 sqft
Price / sqft$212
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Window Treatments

1543 Caterpillar St is a 2014-built home in Turtle Creek Ph 1b, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,009 square feet of living space. Listed at $425,000 (about $212/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $93 monthly.

From the listing

Welcome to Turtle Creek! This beautifully maintained single-story home offers an inviting open floor plan, thoughtful updates, and a location that makes everyday living easy. Step onto the spacious screened front porch or unwind on the large screened rear lanai overlooking lush St. Augustine grass and a beautiful Magnolia tree. Inside, tile flooring flows throughout all living areas, complemented by fresh interior paint, new bedroom carpet, and ceiling fans in every room. The kitchen features granite countertops and stainless-steel appliances, while the spacious primary suite offers two walk-in closets and a beautifully appointed bath with a custom walk-in tub and separate glass-enclosed shower. Additional highlights include a convenient inside utility room and an attached garage with an epoxy floor and plenty of storage cabinetry. The paver driveway adds to the home's curb appeal, while the NEW AC installed in 2026 provides added peace of mind. Truly move-in ready! The location is hard to beat! Turtle Creek offers a community pool, walking trails around scenic ponds, green spaces with pergolas, playgrounds, and a dog park. Enjoy quick access to shopping, dining, medical facilities, and historic Downtown St. Cloud. Spend weekends at nearby St. Cloud Lakefront Park, featuring a sandy beach, marina, walking trails, playgrounds, Crabby Bill's Restaurant, and spectacular sunsets over East Lake Tohopekaliga. This is Florida living at its best—comfortable, convenient, and ready to enjoy!

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The essentials

Built
2014
Price / sqft
$212
On market
49 days
Annual tax
$3,099
HOA
$93/mo
Flood zone
X · Low risk
Lot
6,229 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Shared amenity
2 car garage
Driveway
6,229 sqft lot
Lot size
2,009 sqft
Living area

Payment

Est. monthly payment
$2,781/mo
Down payment (20%)
$85,000
Property taxes
$258/mo
HOA
$93/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
6,229 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
49
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Private Mailbox
Rain Gutters
Sidewalk
Dog Park
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Lakeview Elem (K 5)
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,099
Parcel #
31-25-31-0842-0001-2780

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Turtle Creek Ph 1b
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,229 sqft
LandscapedLevelSidewalkPaved
HOA
$93/mo
Artemis Lifestyles

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #O6435934
$425,000
$212/sqft

Neighborhood

1543 Caterpillar St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 49.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,780/mo
Principal & interest$2,217
Property taxes$258
Insurance$213
HOA$93
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$212 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,009 sq ft

Time on market

49 days

Year built

2014

Monthly payment

About $2,781/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,099 annual tax bill, insurance, and the $93/mo HOA fee.

HOA fee

$93/mo

Managed by Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byCREEGAN GROUPListing agent: Christopher ColagiacomoListing data from Stellar MLS, MLS# O6435934.

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