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Overview

3 bd2 ba1,592 sqft2 car garageSingle Family
TypeSingle Family
HOA$349/yr
Built1992
Lot10,149 sqft
Living area1,592 sqft
Price / sqft$267
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSolid Surface CountersSplit BedroomWindow TreatmentsFire PitPlaygroundRain Gutters

1123 Anne Elisa Cir is a 1992-built home in Canoe Creek Woods Unit 5, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,592 square feet of living space. Listed at $425,000 (about $267/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $349 annually.

From the listing

Welcome to this ultimate paradise in the warm, welcoming community of Canoe Creek Woods! Nestled right in the heart of Saint Cloud, this delightful 3-bedroom, 2-bathroom block home is bursting with charm, sunshine, and room to grow. From the moment you walk through the screened front porch into the light and airy foyer, you’ll love the soaring vaulted ceilings, gorgeous tile flooring, and cheerful open layout. The heart of the home is a bright, fully equipped kitchen featuring stainless steel appliances, ample cabinet space, and a pantry for all the family snacks. Plus, with eco-friendly solar panels keeping your energy bills low, you can spend less time worrying about utilities and more time creating unforgettable memories with the ones you love! Step outside into your very own backyard wonderland: Double the screened patios means double the fun, leading straight out to a sparkling, screen-enclosed heated pool that’s perfect for weekend splash parties and sunny Florida afternoons. The fully fenced yard is every little one’s dream come true, complete with an open patio and a built-in playground featuring a swing set. Every daily necessity—top-notch schools, delicious restaurants, local shops, and medical facilities—are all within a 5-mile radius of this gem. Need to head out on a family road trip? With access to the FL Turnpike and US-192 within a few miles, and I-95 just a short drive down 192, you’re just a hop, skip, and a jump away from Orlando’s theme parks, Kissimmee, or sunny beaches in any direction. Come fall in love with a home where your family can truly thrive!

The essentials

Built
1992
Price / sqft
$267
On market
75 days
Annual tax
$4,735
HOA
$349/yr
Flood zone
X · Low risk
Lot
10,149 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Private pool
In Ground
2 car garage
Garage Door Opener
10,149 sqft lot
Lot size
1,592 sqft
Living area

Payment

Est. monthly payment
$2,853/mo
Down payment (20%)
$85,000
Property taxes
$395/mo
HOA
$349/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
10,149 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Parking Pad
Pool
In Ground, Screen Enclosure
Days on Market
75
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Split Bedroom
Window Treatments
Fire Pit
Playground
Rain Gutters
Sidewalk
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Michigan Avenue Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,735
Parcel #
23-26-30-0506-0001-0320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Canoe Creek Woods Unit 5
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
10,149 sqft
SidewalkPaved
HOA
$349/yr
Kayla Govan Leland Mgmt

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #S5154544
$425,000
$267/sqft

Neighborhood

1123 Anne Elisa Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 377 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 75.

Sample: 377 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,853/mo
Principal & interest$2,217
Property taxes$395
Insurance$213
HOA$29
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$267 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,592 sq ft

Time on market

75 days

Year built

1992

Monthly payment

About $2,853/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,735 annual tax bill, insurance, and the $349/yr HOA fee.

HOA fee

$349/yr

Managed by Kayla Govan Leland Mgmt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA REALTY RESULTS LLCListing agent: Sue VasquezListing data from Stellar MLS, MLS# S5154544.

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